Best Home Warranty Companies in New York: Comprehensive Guide for 2025

Elite Home Warranty sets itself apart with customizable service fees and immediate coverage. This allows homeowners to tailor plans to their needs without waiting for protection to begin. Their plans offer a wide range of coverage options, ensuring both appliances and systems are comprehensively protected. 

Additionally, Elite Home Warranty focuses on exceptional customer support with 24/7 availability and fast response times, making it ideal for homeowners who value quick and reliable service. Their ability to provide add-ons for unique items like pools and well pumps further enhances their appeal.

Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.

The Home Service Club stands out due to its broad range of covered items and focus on timely service delivery. Their two comprehensive plans allow homeowners to choose between standard and premium options, accommodating various needs and budgets. The company’s emphasis on efficiency and customer support makes it a standout in the California market.

Regency Home Warranty prioritizes customer-focused plans with flexible coverage options tailored to individual homeowner needs. Their competitive pricing and transparent policies appeal to those seeking straightforward and reliable service. 

Regency also strongly emphasizes customer satisfaction, offering dedicated support teams and a commitment to resolving claims quickly and efficiently. Their focus on maintaining high service standards ensures peace of mind for homeowners across New York.

Liberty Home Guard has earned its reputation for delivering exceptional customer service and fast claims processing. Its three-tiered plans—Appliance Guard, Systems Guard, and Total Home Guard—cover many home components, ensuring something for everyone. 

Liberty offers unique add-ons, such as pest control and gutter cleaning, making it one of the most versatile providers. With a 60-day artistry guarantee, homeowners can trust that repairs are done right the first time, adding another layer of reliability.

American Home Shield is a leader in the home warranty industry, known for its comprehensive coverage options and flexibility in service fees. Homeowners can choose from three robust plans, ensuring their systems, appliances, or both are adequately protected. 

AHS also boasts one of the largest networks of service contractors, ensuring prompt and professional repairs. Their unique feature of offering customizable plans allows homeowners to include only the coverage they need, saving on unnecessary costs. With a legacy of reliability and high customer satisfaction, AHS is a trusted name in New York.

AFC Home Warranty is known for its flexible coverage plans and unique features, such as allowing homeowners to choose their contractors. This ensures that repairs are handled by trusted professionals familiar with the homeowner’s needs. 

Their transparent pricing and customizable plans make them an excellent option for targeted protection without unnecessary extras. AFC offers long-term plan options, allowing homeowners to lock in rates and secure coverage for multiple years, adding significant value.

American Residential Warranty stands out for its nationwide coverage and highly customizable plans. Homeowners can select from various options to match their needs, including appliance coverage, systems, or both. 

Their 24/7 customer support ensures quick assistance for claims and inquiries, while transparent pricing eliminates surprises. With a strong emphasis on flexibility and reliability, American Residential Warranty appeals to homeowners looking for tailored solutions backed by a trusted provider.

First American Home Warranty combines reliable service with comprehensive coverage options. Their plans, including Basic and Premier options, cater to standard and extensive homeowner needs. 

What sets them apart is their lack of coverage caps on critical systems like heating and cooling, providing unlimited protection in these areas. First American is also praised for its fast claims processing and commitment to resolving issues efficiently, making it a trusted provider for homeowners across New York.

Cinch Home Services excels with its wide range of coverage options and innovative features, such as a digital dashboard for managing claims and tracking coverage. They offer a 180-day artistry guarantee, one of the longest in the industry, ensuring quality and reliability for every repair. 

Their flexible pricing structure allows homeowners to adjust service fees to better match their budgets, making Cinch an accessible and appealing choice. With a focus on convenience and customer satisfaction, Cinch Home Services provides exceptional value.

 2-10 Home Buyers Warranty specializes in structural warranties for new homes, making it a standout choice for builders and buyers of recently constructed properties. It also provides robust coverage for systems and appliances for existing homes, offering homeowners comprehensive protection. 

Their dedication to quality service and partnerships with reputable contractors ensure timely and effective repairs. This dual focus on new and existing homes makes 2-10 a versatile and dependable option for homeowners across New York.