Home Warranty in Arizona: Comprehensive Guide for 2025
Arizona homeowners face unique challenges, from the extreme desert heat to the wear and tear on essential home systems and appliances. A home warranty is a practical and affordable way to manage these challenges, offering protection against costly repairs or replacements for covered items.
This guide will help you understand the top home warranty providers in Arizona, their pricing, coverage, and why they’re essential for Arizona homeowners. We’ll also explore the benefits of a home warranty and the regulatory framework overseeing these companies in the state.
Top Home Warranty Providers in Arizona
Here’s an in-depth look at the best home warranty providers in Arizona, their pricing, coverage, service fees, and why they stand out.
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Appliances limit-$7,000
Plans, Cost & Coverage
- Coverage: Fully customizable plans covering appliances, systems, and optional add-ons like pools, spas, roof leak repairs, and septic systems.
- Pricing: $45-$60 per month
- Service Fees: $70
Why We Picked Elite Home Warranty
Elite Home Warranty excels in flexibility, allowing Arizona homeowners to tailor plans to their unique needs. This is especially important in Arizona, where HVAC systems and pools often require specialized coverage.
The company also offers 24/7 claims service and rapid response times, ensuring quick resolutions for urgent issues. Elite’s transparent pricing and reliable contractor network make it an ideal choice for both first-time and long-term homeowners in Arizona.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
- Coverage: Offers Standard and Comprehensive coverage plans for systems and appliances.
- Price: Monthly premiums range from $51 to $63.
- Service Fee: Between $65 and $125.
Why We Picked The Home Service Club
The Home Service Club stands out due to its broad range of covered items and focus on timely service delivery. Their two comprehensive plans allow homeowners to choose between standard and premium options, accommodating various needs and budgets. The company’s emphasis on efficiency and customer support makes it a standout in the California market.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Appliances limit-N/A
Plans, Cost & Coverage
- Coverage: Comprehensive plans for systems and appliances.
- Price: $39.99 per month.
- Service Fee: Standard industry rates.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty offers cost-effective solutions without compromising on quality. Quick claims processing and dedicated customer support teams ensure homeowners promptly get the assistance they need. This provider’s emphasis on transparency and affordability makes it a dependable choice for homeowners on a budget.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Includes appliances, systems, and a wide range of add-ons like pest control, gutter cleaning, and pool equipment.
- Pricing: Ranges from $50 – $60 per month.
- Service Fees: Fixed at $90
Why We Picked Liberty Home Guard
Liberty Home Guard stands out for its extensive add-on options, catering to Arizona homeowners who need specialized coverage for pools and pest control. Their excellent customer service ratings and discounts for multi-year contracts make them a cost-effective choice. Liberty’s attention to detail ensures homeowners feel supported and protected throughout their warranty term.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: Comprehensive protection for systems, appliances, and unique add-ons like roof leaks and electronic devices. AHS covers items regardless of age or condition.
- Pricing: Starts at $29 per month, with premium plans averaging $89 per month.
- Service Fees: Adjustable at $100, or $125.
Why We Picked American Home Shield (AHS)
AHS is one of the most versatile home warranty providers, ideal for Arizona’s high-demand systems like HVAC and plumbing. Their flexibility in service fees and wide range of coverage options make them a great choice for homeowners who want to customize their plans. AHS also stands out for its high claim approval rates, ensuring Arizona residents get the support they need when it matters most.
America’s First Choice
Plans, Cost & Coverage
- Coverage: Covers major home systems and appliances, with optional add-ons for pools and septic systems.
- Pricing: Starts at $33 per month, with premium options averaging $56 per month.
- Service Fees: Flexible at $75, $100, or $125.
Why We Picked America’s First Choice
AFC Home Warranty is known for its flexibility and customizable service fees, making it an excellent option for Arizona homeowners who want control over their costs. Their fast claim processing and reliable service make them a trusted choice in the state.
ARW Home – American Residential Warranty
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Premium-$45 - $84
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Deductible-$125
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Appliances limit-N/A
Plans, Cost & Coverage
- Coverage: Comprehensive appliance and system protection with unique add-ons like smart home devices and home security systems.
- Pricing: Starts at $45 per month, with premium plans at $84 per month.
- Service Fees: Fixed at $125.
Why We Picked ARW Home – American Residential Warranty
ARW is ideal for tech-savvy Arizona homeowners who want protection for smart devices and home security systems. Their affordable plans and specialized coverage options make them a standout for modern homes. ARW’s fixed service fee and flexible plans cater to families looking for affordable yet comprehensive coverage.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: Focused on core systems and appliances with optional add-ons like additional refrigerators and HVAC tuning.
- Pricing: $47 – $87
- Service Fees: $75, $100 & $125, depending on the call
Why We Picked First American Home Warranty
First American provides budget-friendly coverage with a focus on energy-efficient replacements, which can significantly reduce utility costs in Arizona’s hot climate. Their quick claims process and affordable plans make them a top pick for cost-conscious homeowners. The inclusion of optional HVAC coverage is particularly valuable for desert residents who rely heavily on air conditioning.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Appliances limit-$2,000
Plans, Cost & Coverage
- Coverage: Protects appliances, systems, and extras like water filters and septic tanks.
- Pricing: Starts at $38 per month, with premium options averaging $68 per month.
- Service Fees: Choose from $100, $125, or $150.
Why We Picked Cinch Home Services
Cinch Home Services offers a 180-day workmanship guarantee, ensuring long-term satisfaction with repairs. Their affordable pricing and customizable service fees make them a flexible option for Arizona homeowners. With perks like free water sensors, Cinch appeals to eco-conscious residents.
America’s Preferred Home Warranty (APHW)
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Premium-$39.58- $62.08
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Deductible-$50, $75, $100, $125
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Appliances limit-$1,000
Plans, Cost & Coverage
- Coverage: Offers coverage for appliances and systems with a unique option to select your own contractors.
- Pricing: Starts at $47 per month, with premium plans averaging $87 per month.
- Service Fees: $75, $100 & $125
Why We Picked America’s Preferred Home Warranty (APHW)
This provider’s contractor choice option offers unparalleled flexibility for homeowners who prefer working with trusted local service providers. Their personalized approach and wide coverage options make them ideal for Arizona residents seeking full control over repairs.