Best Home Warranty Companies in Georgia: Comprehensive Guide for 2025
A home warranty in Georgia is an excellent way to protect your home systems and appliances from unexpected repair costs. In this comprehensive guide for 2025, we’ll walk you through Georgia’s top 10 home warranty providers, highlighting their coverage, pricing, service fees, and why they stand out. Whether you’re a first-time homeowner or a seasoned property owner, this guide is tailored to help you choose the right home warranty provider.
Top 10 Home Warranty Providers in Georgia
Here is the list of the best home warranty companies in Georgia:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Appliances limit-$7,000
Plans, Cost & Coverage
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Coverage: Elite Home Warranty offers highly customizable plans that allow homeowners in Georgia to choose coverage tailored to their specific needs. Their plans include coverage for essential HVAC, plumbing, and electrical systems, alongside significant appliances like refrigerators, dishwashers, and washing machines. Optional add-ons include pool equipment, roof leak repairs, and septic systems.
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Price: Elite Home Warranty plans start at $40 per month, and flexible options are available depending on the desired add-ons and coverage level.
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Service Fee: The service fee ranges between $75 and $125, allowing homeowners to select an option that fits their budget.
Why We Picked Elite Home Warranty
Elite Home Warranty tops our list because of its personalized approach to home protection. Unlike standard one-size-fits-all plans, Elite allows homeowners to customize their coverage to ensure they only pay for what they need. This flexibility is a key differentiator, especially for homeowners with specific requirements.
Elite Home Warranty is known for its exceptional customer service and fast claim processing, ensuring a seamless user experience. With a strong commitment to transparency and customer satisfaction, Elite has positioned itself as the best option for Georgia homeowners in 2025.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
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Coverage: The Home Service Club offers Standard and Comprehensive Coverage plans, protecting major home systems and appliances. Optional add-ons include coverage for roof leaks, sprinkler systems, and free-standing freezers.
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Price: Plans start at $50 per month, with optional add-ons available for an additional cost.
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Service Fee: The service fee ranges between $75 and $125.
Why We Picked The Home Service Club
The Home Service Club’s comprehensive plan options and robust coverage make it an excellent choice for homeowners seeking premium protection. Their inclusive plans ensure peace of mind by covering various systems and appliances.
Moreover, the company’s commitment to hassle-free service and quick claims processing has earned it a strong reputation. Homeowners looking for reliability and ease of use will find The Home Service Club to be a top contender.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Appliances limit-N/A
Plans, Cost & Coverage
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Coverage: Regency Total Home Warranty offers comprehensive plans covering HVAC, plumbing, electrical, and major appliances. Optional add-ons include coverage for roof leaks, pools, and well pumps.
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Price: Pricing begins at $39.99 monthly, making it an affordable option for Georgia homeowners.
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Service Fee: The service fee is a flat $75 per claim.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty’s affordability and straightforward plans make it a favorite among homeowners. Their transparent pricing and comprehensive coverage ensure that homeowners get maximum value for their money.
In addition, their low service fees and fast claim resolution process make them a great choice for those who prioritize efficiency and affordability. Regency’s focus on customer satisfaction has earned them a strong reputation in Georgia.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
American Home Shield (AHS)
Plans, Cost & Coverage
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Coverage: American Home Shield is one of the most established home warranty providers in the U.S., offering three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Their coverage includes systems like HVAC, plumbing, and electrical, as well as refrigerators, ovens, and dishwashers. The ShieldPlatinum plan also covers roof leak repairs and includes higher limits on covered items.
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Price: For basic coverage, plans start at $39.99 per month and increase based on the selected plan and add-ons.
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Service Fee: Service fees range from $75 to $125, depending on the plan and preferences.
Why We Picked American Home Shield (AHS)
American Home Shield’s extensive coverage options and flexible pricing make it a leading choice for Georgia homeowners. The ShieldPlatinum plan, with its added roof coverage and higher limits, ensures that homeowners are comprehensively protected.
Additionally, AHS is known for its reliability and decades-long reputation in the industry. Their ability to handle claims efficiently and provide a wide range of customization options has earned them the trust of homeowners across Georgia.
America’s First Choice
Plans, Cost & Coverage
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Coverage: AFC Home Club offers four plan options: Silver, Systems, Gold, and Platinum. Coverage includes HVAC, plumbing, and electrical systems, as well as appliances such as refrigerators and dishwashers. Additional coverage options include tankless water heaters, pools, and septic systems.
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Price: Plans start at $32 per month, making AFC one of the more affordable options on this list.
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Service Fee: Service fees range from $75 to $125, depending on the plan selected.
Why We Picked America’s First Choice
AFC Home Club stands out for its extended coverage options and affordability. Their flexible service fee structure lets homeowners find the right balance between monthly and out-of-pocket expenses.
Another highlight is their ability to let customers choose contractors, ensuring control over repair quality. This unique feature and solid plan options make AFC a smart choice for budget-conscious Georgia homeowners.
ARW Home – American Residential Warranty
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Premium-$45 - $84
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Deductible-$125
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Appliances limit-N/A
Plans, Cost & Coverage
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Coverage: ARW Home Warranty offers plans that cover both home systems and electronics. Their Platinum Premier plan is highly popular, providing coverage for HVAC, plumbing, and electrical systems and appliances like refrigerators, washers, and dryers. Add-ons for electronics such as TVs and laptops are also available.
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Price: Plans start at $34.99 per month.
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Service Fee: The service fee is $100 per claim.
Why We Picked ARW Home – American Residential Warranty
ARW Home Warranty’s inclusion of electronics coverage sets it apart from other providers. This unique feature particularly appeals to tech-savvy homeowners who want comprehensive device protection.
Additionally, ARW is known for its 24/7 customer service and extensive coverage options. Its commitment to innovation and customer convenience ensures that homeowners in Georgia have access to modern and reliable protection.
First American Home Warranty
Plans, Cost & Coverage
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Coverage: First American Home Warranty offers two plans: the Basic Plan and the Premier Plan. The Basic Plan covers essential appliances like washers, dryers, and refrigerators, while the Premier Plan expands to include major systems such as HVAC, plumbing, and electrical. Optional coverage is available for pool and spa equipment and additional refrigerators.
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Price: Plans start at $36 per month, with additional charges for optional coverage.
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Service Fee: The service fee is a flat $85 per claim.
Why We Picked First American Home Warranty
First American Home Warranty provides solid coverage at competitive pricing, making it a great choice for budget-conscious Georgia homeowners. Their two-plan structure lets homeowners choose between essential appliance protection or more comprehensive coverage.
Moreover, First American’s fast claim response times and reputation for excellent customer service make it stand out in a competitive market. Its affordability and reliability combine to create a trusted home warranty option.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Appliances limit-$2,000
Plans, Cost & Coverage
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Coverage: Cinch Home Services provides three comprehensive plans: the Appliances Plan, the Built-in Systems Plan, and the Complete Home Plan. These plans cover everything from major appliances to systems such as HVAC, plumbing, and electrical. The Complete Home Plan offers the most extensive coverage, combining systems and appliances and offering a homeowners’ insurance deductible reimbursement feature.
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Price: Plans start at $34.99 monthly, with the Complete Home Plan at around $55.
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Service Fee: The service fee ranges from $100 to $150, offering flexibility based on the homeowner’s budget.
Why We Picked Cinch Home Services
Cinch Home Services stands out for its unique features, including the homeowners’ insurance deductible reimbursement, which sets it apart from competitors. The Complete Home Plan’s extensive coverage ensures homeowners are well-protected against unexpected repair costs.
Additionally, Cinch is recognized for its easy-to-navigate website, quick claims process, and commitment to customer satisfaction. These attributes make it a reliable option for Georgia homeowners who value efficiency and comprehensive coverage.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
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Coverage: 2-10 Home Buyers Warranty offers three plans: Systems Plan, Appliance Plan, and Combo Plan. Their Combo Plan provides extensive coverage, combining HVAC, plumbing, and electrical systems with appliances like refrigerators, dishwashers, and washers. Add-ons are available for pools, septic systems, and pre-season HVAC tune-ups.
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Price: For basic options, plans start at $25 per month, with Combo Plans averaging $40–$50 per month.
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Service Fee: Depending on the selected plan, service fees range from $85 to $100.
Why We Picked 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty’s specialization in protecting new homes and offering extensive Combo Plan options makes it attractive. Their plans are particularly beneficial for first-time buyers in Georgia, offering affordable protection for both systems and appliances.
In addition, the company’s strong contractor network and optional pre-season tune-ups provide extra value to customers. This focus on proactive maintenance and affordability ensures homeowners can avoid costly repairs in the future.