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Home Warranty in Alaska: Comprehensive Guide For 2025

Discover everything you need to know about home warranties in Alaska for 2025. Protect your home’s systems and appliances from costly repairs while enjoying peace of mind. This guide explores the top home warranty providers, their offerings, and the benefits they bring to Alaskan homeowners. Whether you’re a long-time resident or a first-time homeowner, this comprehensive guide will help you decide to safeguard your investment.

Top Home Warranty Providers In Alaska

To help you navigate the options, here is a detailed look at the top home warranty companies for Alaskan homeowners. Each provider is evaluated based on coverage, pricing, service fees, and unique features.

OUR #1 PICK

Elite Home Warranty

  • Premium
    -
    $44.99 - $59.99
  • Deductible
    -
    $0 & $70
  • Appliances limit
    -
    $7,000
Call Now
Offers
$150 Off + 1 Month Free. 30 Day Free Trial!
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48
States Covered
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Accredited Business
BBB Rating
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$15,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Offers three plans—Elite Appliances, Elite Systems, and Elite Complete—covering a range of systems and appliances.
  • Price: Plans range from $44.99 to $59.99 per month.
  • Service Fee: $70, with adjustable options to modify monthly premiums.

Why We Picked Elite Home Warranty

Elite Home Warranty provides a highly customizable experience for homeowners, offering immediate coverage and the flexibility to tailor plans to individual needs. 

Their 24/7 customer support ensures that help is always available, while additional coverage for unique items like pools and well pumps caters to diverse homeowner requirements. The company’s focus on personalized service and quick response times makes it an excellent choice for Alaskan homeowners.

Excellent Services

Home Warranty of America

  • Premium
    -
    $275 - $695
  • Deductible
    -
    $75 - $100
  • Appliances limit
    -
    $400
Offers
$150 Off + 1 Month Free*
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50
States Covered
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Not Accredited
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
  • Price: Monthly plans range from $44 to $60, depending on coverage level.
  • Service Fee: Typically between $75 and $125 per service call.

Why We Picked Home Warranty of America

Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons. 

Comprehensive Coverage

The Home Service Club

  • Premium
    -
    $51.25 - $62.50
  • Deductible
    -
    $65,$95,$125
  • Appliances limit
    -
    $800
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50
States Covered
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Not Accredited
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Offers Standard and Comprehensive coverage plans for systems and appliances.
  • Price: Monthly premiums range from $51 to $63.
  • Service Fee: Between $65 and $125.

Why We Picked The Home Service Club

The Home Service Club stands out due to its broad range of covered items and focus on timely service delivery. Their two comprehensive plans allow homeowners to choose between standard and premium options, accommodating various needs and budgets. The company’s emphasis on efficiency and customer support makes it a standout in the California market.

Nationwide Coverage

Regency Total Home Warranty

  • Premium
    -
    $39.99 - $58.90
  • Deductible
    -
    N/A
  • Appliances limit
    -
    N/A
Call Now
Offers
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
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50
States Covered
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Not Accredited
BBB Rating
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$5,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Comprehensive plans for systems and appliances.
  • Price: $39.99 per month.
  • Service Fee: Standard industry rates.

Why We Picked Regency Total Home Warranty

Regency Total Home Warranty offers cost-effective solutions without compromising on quality. Quick claims processing and dedicated customer support teams ensure homeowners promptly get the assistance they need. This provider’s emphasis on transparency and affordability makes it a dependable choice for homeowners on a budget.

Best Customer Support

Liberty Home Guard

  • Premium
    -
    $50 - $60
  • Deductible
    -
    $90
  • Appliances limit
    -
    $2000
Call Now
Offers
$200 Off + 2 Months Free + Free Roof Leak Protection
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50
States Covered
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Not Accredited
BBB Rating
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$2K/Item
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
  • Price: Plans start at $49.99 per month.
  • Service Fee: Approximately $90.

Why We Picked Liberty Home Guard

Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.

American Home Shield (AHS)

  • Premium
    -
    $29 - $79
  • Deductible
    -
    $100 & $125
  • Appliances limit
    -
    $6000
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48
States Covered
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Accredited Business
BBB Rating
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5,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Three robust plans—ShieldSilver, ShieldGold, and ShieldPlatinum.
  • Price: $49 to $109 per month.
  • Service Fee: $75, $100, or $125.

Why We Picked American Home Shield (AHS)

AHS is synonymous with reliability and extensive coverage options. Its customizable plans allow homeowners to pay for only what they need, while its large network of contractors ensures high-quality repairs. AHS’s long-standing reputation and commitment to customer satisfaction make it a trusted provider in Alaska.

BBB ACCREDITED

America’s First Choice

  • Premium
    -
    $33 - $56
  • Deductible
    -
    $75 - $125
  • Appliances limit
    -
    N/A
Call Now
Offers
$250 Off + Free Roof Leak Coverage
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50
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Offers four plans—Systems Plan, Silver Plan, Gold Plan, and Platinum Plan.
  • Price: Monthly costs range from $33 to $52.
  • Service Fee: $75, $100, or $125.

Why We Picked America’s First Choice

AFC Home Club provides flexibility and transparency, allowing homeowners to choose contractors and customize their service fees. 

The option to secure long-term plans adds financial predictability, while their customer-first approach ensures satisfaction. AFC’s comprehensive coverage and reliability make it an excellent choice for those seeking tailored protection.

BEST RATED BY U.S. NEWS

ARW Home – American Residential Warranty

  • Premium
    -
    $45 - $84
  • Deductible
    -
    $125
  • Appliances limit
    -
    N/A
Offers
2 Months FREE* on All Plans
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50
States Covered
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Not Accredited
BBB Rating
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$1K
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Multiple customizable plans covering systems and appliances.
  • Price: $45.99 to $84.99 per month.
  • Service Fee: $125 per claim.

Why We Picked ARW Home – American Residential Warranty

ARW offers expansive coverage options that cater to diverse homeowner needs, including add-ons for electronics and plumbing protection. 

Their high payout limits and comprehensive plans ensure financial peace of mind. In contrast, their commitment to customer service ensures a smooth and efficient claims process. ARW’s flexibility and reliability make them a standout provider.

First American Home Warranty

  • Premium
    -
    $336 - $534+
  • Deductible
    -
    $85
  • Appliances limit
    -
    $3,500
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35
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Two plans—Basic and Premier—covering systems and appliances.
  • Price: $47 to $87 per month.
  • Service Fee: $75, $100, or $125.

Why We Picked First American Home Warranty

First American Home Warranty provides unlimited coverage for critical systems like HVAC, making them a reliable choice for homeowners seeking extensive protection. Their commitment to fast claims processing and exceptional customer service ensures a seamless experience, offering homeowners peace of mind.

Cinch Home Services

  • Premium
    -
    $27.99 ,$32.99,$39.99
  • Deductible
    -
    $100, $125, $150
  • Appliances limit
    -
    $2,000
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48
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Three plans—Appliances, Built-in Systems, and Complete Home.
  • Price: $27.99 to $61.99 per month.
  • Service Fee: $100, $125, or $150.

Why We Picked Cinch Home Services

Cinch stands out with its innovative features, including a user-friendly digital dashboard and a 180-day workmanship guarantee. Their customizable plans and competitive pricing provide homeowners with flexible and reliable protection, making them a popular choice in Alaska.

America’s Preferred Home Warranty (APHW)

  • Premium
    -
    $39.58- $62.08
  • Deductible
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    $50, $75, $100, $125
  • Appliances limit
    -
    $1,000
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49
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Flexible plans for systems and appliances with customization options.
  • Price: $42 to $57 per month.
  • Service Fee: $75 to $125.

Why We Picked America’s Preferred Home Warranty (APHW)

APHW’s customer-focused approach, allowing homeowners to choose their own contractors, ensures personalized and reliable service. Their broad coverage options and dedication to transparency make them a trusted partner for homeowners seeking dependable protection.

2-10 Home Buyers Warranty

  • Premium
    -
    $19,$51,$60
  • Deductible
    -
    $85 - $100
  • Appliances limit
    -
    $2,000
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44
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Specializes in structural warranties for new homes, with appliance and system coverage for existing properties.
  • Price: $17 to $69 per month.
  • Service Fee: $65, $85, or $100.

Why We Picked 2-10 Home Buyers Warranty

Known for their structural warranties, 2-10 offers robust solutions for new and existing homes. Their strong contractor network and efficient claims handling make them a dependable choice for Alaskan homeowners looking to protect their investments.

Is a Home Warranty Right for You?

Alaskan homeowners face unique challenges that make a home warranty an invaluable asset. The state’s extreme cold, frequent snowfall, and remote locations can strain home systems and appliances significantly, leading to costly repairs. Here’s how a home warranty can benefit Alaskan homeowners:

A home warranty is a smart choice for Alaskan homeowners, whether they’re looking to protect their home’s systems, reduce financial risks, or ensure timely repairs.

Who Oversees Home Warranty Companies in Alaska?

Home warranty companies in Alaska are regulated to ensure transparency, fairness, and accountability. The Alaska Division of Insurance oversees licensing and compliance, ensuring providers adhere to state laws and maintain ethical practices.

Key Responsibilities of the Alaska Division of Insurance:

The Magnuson-Moss Warranty Act also offers federal oversight, requiring home warranty providers to disclose terms and conditions. This act ensures consumers are protected against misleading practices and unfair contract terms.

How to Verify a Provider:

Alaskan homeowners can confidently choose a reliable home warranty company by understanding the regulatory framework and verifying providers.

OUR #1 PICK

$150 Off + First Month Free

Don't let broken appliance break the bank

Conclusion: Why a Home Warranty is Essential for Alaska Homeowners

A home warranty is a practical investment for Alaskan homeowners. It offers peace of mind and financial protection against the state’s harsh weather and high repair costs. By choosing a reliable provider, you can safeguard your home and enjoy stress-free maintenance, ensuring your property remains a comfortable and secure haven.