Home Warranty in Colorado: Comprehensive Guide for 2025
A home warranty is a valuable investment in safeguarding your home in Colorado. With unpredictable weather, ranging from harsh winters to scorching summers, the strain on essential systems like HVAC, plumbing, and electrical can lead to unexpected breakdowns.
A home warranty provides financial protection and convenience by streamlining the repair and replacement process for the covered items. In this guide, we’ll explore Colorado’s top home warranty providers, helping you choose the right plan for your needs.
Top Home Warranty Providers In Colorado
Below, we outline the top home warranty companies serving Colorado, focusing on their coverage, pricing, service fees, and why they stand out. Each review provides insights to help you make an informed decision.
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Appliances, Elite Systems, and Elite Complete offer three comprehensive plans covering key home systems and appliances, such as HVAC, plumbing, and electrical.
- Price: Plans start at $44.99 to $59.99 per month.
- Service Fee: The standard fee is $70, and there are flexible options to adjust fees based on premium preferences.
Why We Picked Elite Home Warranty
We chose Elite Home Warranty for its unmatched flexibility and customer-centric approach. This provider offers three comprehensive plans—Elite Appliances, Elite Systems, and Elite Complete—ensuring that key home systems like HVAC, plumbing, and electrical are adequately covered. Homeowners in Colorado benefit significantly from the customizable pricing structure, which allows them to adjust service fees according to their budget.
The immediate coverage eliminates waiting periods and sets Elite Home Warranty apart. This is especially valuable for Colorado homeowners who need quick protection for homes subjected to extreme weather conditions. Whether it’s a sudden furnace failure during a snowstorm or an air conditioning breakdown in the summer, Elite ensures timely service and peace of mind.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
- Coverage: Offers Standard and Comprehensive plans, covering most major systems and appliances.
- Price: Monthly premiums range from $51 to $63.
- Service Fee: Between $65 and $125.
Why We Picked The Home Service Club
The Home Service Club stands out for its extensive coverage and premium service delivery. With two plans—Standard and Comprehensive—it offers protection for nearly all major systems and appliances, making it an excellent choice for Colorado homeowners dealing with aging infrastructure or extreme climate changes.
One of the reasons we chose The Home Service Club is its commitment to quality. Its efficient claims process and wide range of covered items ensure homeowners get the protection they need without delays. Whether you need coverage for a 20-year-old heating system or modern smart appliances, this provider delivers value and reliability.
Mike Holmes Protection
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Premium-$48-$88
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Deductible-$58-$85
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Coverage Limit-up to $25,000 per plan
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Focuses on essential systems and appliances with customizable plans.
- Price: Monthly premiums range from $39.99 to $58.90.
- Service Fee: Standard rates apply.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty stands out for its commitment to transparency and customer satisfaction. Offering customizable plans that cater to individual homeowner needs, Regency ensures that Colorado residents can cover the systems and appliances most critical to their homes. The straightforward pricing, with no hidden fees, gives homeowners confidence in their financial investment.
The company’s customer-first approach includes responsive support and efficient claims handling. Colorado’s unpredictable weather can be harsh on home systems, but Regency’s coverage ensures homeowners won’t face repair challenges alone. For anyone seeking simplicity paired with reliability, Regency is a top contender.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: ShieldSilver, ShieldGold, and ShieldPlatinum offer three plans covering systems, appliances, or both.
- Price: Premiums range from $29 to $99 monthly.
- Service Fee: Flexible options of $100 or $125.
Why We Picked American Home Shield (AHS)
American Home Shield is a leader in the home warranty industry, offering unparalleled flexibility and comprehensive coverage. Its three-tiered plans—ShieldSilver, ShieldGold, and ShieldPlatinum—allow Colorado homeowners to customize their protection based on their needs. Whether you want to cover just systems, appliances, or both, AHS has you covered.
AHS also impressed us with its extensive contractor network and decades of industry experience. This ensures that homeowners receive fast, reliable service whenever they need repairs. With flexible pricing and a reputation for dependability, American Home Shield remains a top choice for those seeking premium home warranty protection.
America’s First Choice
Plans, Cost & Coverage
- Coverage: Provides multiple plans covering appliances, systems, or both, with optional add-ons like sump pumps and septic systems.
- Price: Monthly costs range from $33 to $56.
- Service Fee: Options include $75 to $125.
Why We Picked America’s First Choice
AFC Home Club earned its spot due to its highly flexible plans and the inclusion of optional add-ons. Colorado homeowners with diverse needs—such as septic systems, sump pumps, or even standalone appliances—can benefit from AFC’s tailored coverage.
The ability to choose from multiple service fee options adds further customization, making it easier for homeowners to find the right balance between premiums and out-of-pocket expenses.
One standout feature is the company’s contractor network, ensuring high-quality and timely repairs. AFC Home Club also includes membership, offering homeowners additional perks like discounts on home maintenance and repairs. This holistic approach makes it a top choice for those who want comprehensive home protection and value-added benefits.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: Provides two Basic and Premier plans covering systems and appliances.
- Price: Monthly costs range from $47 to $87.
- Service Fee: Options include $75, $100, and $125.
Why We Picked First American Home Warranty
First American Home Warranty is known for its dependable service and competitive pricing, which makes it a go-to option for many Colorado homeowners. With two robust plans—Basic and Premier—this provider covers essential systems and appliances, offering peace of mind to homeowners facing unexpected breakdowns.
The company’s efficient claims process and flexible service fee options make it particularly appealing. First American also stands out for its dedication to customer satisfaction, ensuring that every claim is handled promptly and professionally. It’s an excellent choice for homeowners seeking reliable protection at a reasonable cost.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: Comprehensive appliance and system protection with unique add-ons like smart home devices and home security systems.
- Pricing: Starts at $45 per month, with premium plans at $84 per month.
- Service Fees: Fixed at $125.
Why We Picked ARW Home – American Residential Warranty
ARW is ideal for tech-savvy Arizona homeowners who want protection for smart devices and home security systems. Their affordable plans and specialized coverage options make them a standout for modern homes. ARW’s fixed service fee and flexible plans cater to families looking for affordable yet comprehensive coverage.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Offers three plans—Appliances, Built-In Systems, and Complete Home—with extensive add-on options.
- Price: Monthly plans start at $27.99.
- Service Fee: Options of $100 to $150.
Why We Picked Cinch Home Services
Cinch Home Services is known for its transparent pricing and emphasis on customer convenience. With three coverage plans—Appliances, Built-In Systems, and Complete Home—it offers homeowners in Colorado the flexibility to choose protection that aligns with their needs and budgets. Cinch also provides an impressive range of add-ons, making it one of the most customizable providers on the market.
The company’s focus on high-quality repairs and fast claims resolution ensures homeowners receive prompt assistance. Cinch Home Services is an excellent choice for those who value a hassle-free experience combined with comprehensive coverage.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: Specializes in structural warranties for new homes alongside systems and appliance coverage.
- Price: Varies based on location and plan.
- Service Fee: Standard industry rates.
Why We Picked 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty is unique in its dual focus on structural warranties for new homes and systems/appliance coverage for existing properties. This combination makes it ideal for Colorado homeowners and builders looking for comprehensive protection. The structural warranty is particularly valuable in areas prone to environmental stressors like shifting soil or snow loads.
We also chose 2-10 for its exceptional customer service and trusted reputation in the industry. Whether you’re a builder safeguarding new construction or a homeowner protecting your investment, 2-10 provides robust coverage options tailored to your needs.