Best Home Warranty Companies in Connecticut: Comprehensive Guide for 2025
A home warranty in Connecticut is a service contract that covers repairing or replacing essential home systems and appliances that may fail due to regular use. Given the state’s diverse climate and the aging infrastructure of many homes, having a comprehensive home warranty can provide homeowners with financial protection and peace of mind against unexpected repair costs.
This guide delves into the top home warranty providers in Connecticut for 2025, offering insights into their coverage options, pricing, and service fees to assist you in making an informed decision.
Top Home Warranty Providers in Connecticut
When selecting a home warranty provider in Connecticut, it's crucial to consider factors such as coverage specifics, pricing, service fees, and the company's reputation for customer service. Below is an overview of ten notable home warranty companies serving the state:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Appliances limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty offers comprehensive plans that cover a wide range of home systems and appliances, including HVAC systems, electrical systems, plumbing, kitchen appliances, and more. They also provide customizable plans to suit individual homeowner needs.
- Price: Annual premiums range from $399 to $549, depending on the selected plan and any additional coverage options.
- Service Fee: Service fees are flexible, with options at $0, $70, $100, or $130 per service call.
Why We Picked Elite Home Warranty
Elite Home Warranty stands out due to its highly customizable coverage options. Unlike many competitors, this provider allows homeowners to tailor their plans to specific needs, ensuring no unnecessary coverage is paid for. Their flexible service fee structure, ranging from $0 to $130, makes it accessible for customers across different budgets. This adaptability is a key factor in their appeal.
Furthermore, Elite Home Warranty’s reputation for excellent customer service and its A rating with the Better Business Bureau further strengthen its reliability. Their streamlined claims process ensures quick resolutions, and the ability to cover both standard and optional systems or appliances ensures comprehensive protection for homeowners.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
- Coverage:
The Home Service Club provides two plan options: Standard Coverage and Comprehensive Coverage. The Standard plan covers essential appliances and systems, while the Comprehensive plan includes additional items like plumbing stoppages and doorbells. Optional add-ons such as pools and roof coverage are also available. - Price:
Monthly premiums range from $50 to $63, depending on the plan and add-ons. - Service Fee:
Service fees range between $65 and $125, depending on the selected tier.
Why We Picked The Home Service Club
The Home Service Club distinguishes itself with its wide range of coverage options. Homeowners can choose between Standard and Comprehensive Plans, with add-ons for unique needs like roof leaks and plumbing stoppages. Their pricing and service fees are competitive, accommodating various budgets.
Moreover, The Home Service Club’s reputation for quick claims processing and responsive customer service enhances its appeal. Their ability to provide extensive coverage for basic and advanced needs ensures they remain homeowners’ top choice.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Appliances limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty covers significant home systems and appliances, including heating and cooling systems, electrical systems, plumbing, and kitchen appliances.
- Price: Monthly premiums range from $39 to $70, depending on the selected plan and any additional coverage options.
- Service Fee: Service fees range from $75 to $125 per service call.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty offers competitive pricing and a flexible service fee structure, ranging from $75 to $125, which caters to various homeowner budgets. Their comprehensive plans cover essential systems and appliances, providing peace of mind for homeowners.
Their strong customer support and emphasis on reliability make them a preferred choice. Regency’s ability to deliver efficient claim resolutions and its commitment to providing quality service add to its appeal, solidifying its place among the top home warranty providers.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: AHS provides extensive coverage for major home systems and appliances, including heating and cooling systems, electrical systems, plumbing, and kitchen appliances. They also offer optional add-ons for items like pools and spas.
- Price: Monthly premiums range from $39 to $70, depending on the plan and optional add-ons selected.
- Service Fee: Service fees are adjustable, with options at $75, $100, or $125 per service call.
Why We Picked American Home Shield (AHS)
American Home Shield is a trusted name in the home warranty industry, boasting over 50 years of experience. Their wide-ranging coverage includes significant systems and appliances and optional add-ons like pools and spas, making them a versatile choice for different homeowner needs. Their flexible service fee options provide cost control, allowing customers to prioritize affordability or lower per-visit expenses.
In addition to their robust coverage, AHS has an extensive contractor network, ensuring timely repairs and replacements. Their strong customer satisfaction ratings, combined with their innovative approach to customization, make them a market leader in the home warranty space.
America’s First Choice
Plans, Cost & Coverage
- Coverage: AFC Home Club offers four distinct plans: the Systems Plan, the Silver Plan, the Gold Plan, and the Platinum Plan. These plans cover specific systems or appliances and offer comprehensive coverage.
- Price: The annual premium for the Gold Plan is approximately $440.
- Service Fee: Service fees are set at $60 per service call.
Why We Picked America’s First Choice
AFC Home Club offers a unique blend of plan options, from systems-only to comprehensive coverage. This variety allows homeowners to select plans tailored to their specific needs. Their competitive pricing and reasonable $60 service fee make their plans accessible to a broad audience.
What distinguishes AFC Home Club is its membership benefits, including discounts on home services and products. Their focus on added value and commitment to customer satisfaction, reflected in their Better Business Bureau rating, make them a noteworthy option for homeowners seeking reliable and cost-effective coverage.
ARW Home – American Residential Warranty
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Premium-$45 - $84
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Deductible-$125
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Appliances limit-N/A
Plans, Cost & Coverage
- Coverage: Comprehensive appliance and system protection with unique add-ons like smart home devices and home security systems.
- Pricing: Starts at $45 per month, with premium plans at $84 per month.
- Service Fees: Fixed at $125.
Why We Picked ARW Home – American Residential Warranty
ARW is ideal for tech-savvy Arizona homeowners who want protection for smart devices and home security systems. Their affordable plans and specialized coverage options make them a standout for modern homes. ARW’s fixed service fee and flexible plans cater to families looking for affordable yet comprehensive coverage.
First American Home Warranty
Plans, Cost & Coverage
- Coverage:First American Home Warranty covers essential systems and appliances like heating, electrical, plumbing, ovens, and refrigerators. They also offer an optional add-on to cover HVAC systems, pools, and more.
- Price: Monthly premiums range from $38 to $48 for basic plans, with additional costs for optional add-ons.
- Service Fee: The service fee is a flat $85 per service call.
Why We Picked First American Home Warranty
First American Home Warranty is a unique player in the market due to its structural warranties for new homes. In addition to covering major systems and appliances, their structural warranty offerings are ideal for homeowners building or purchasing new homes, setting them apart from competitors.
Their flexible pricing options and a service fee range of $85 to $100 cater to diverse homeowner needs. The unique coverage and affordability combination makes the First American Home Warranty a standout choice in the home warranty industry.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Appliances limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services provides three options: the Appliances Plan, the Built-In Systems Plan, and the Complete Home Plan. Coverage includes systems like heating, plumbing, and electrical and appliances such as refrigerators and dishwashers. They also offer optional add-ons for pools and spas.
- Price: Monthly premiums range from $27.99 to $39.99, depending on the chosen plan and coverage.
- Service Fee: Service fees are customizable, ranging from $75 to $150 per service call.
Why We Picked Cinch Home Services
Cinch Home Services offers tiered plans, ranging from appliances-only to comprehensive options that cover both systems and appliances. Their flexible service fee structure, ranging from $75 to $150, allows homeowners to customize their coverage based on their budget.
A key feature of Cinch Home Services is their commitment to covering pre-existing conditions at no extra cost. This benefit, combined with their focus on customer satisfaction and robust coverage options, makes them a reliable and customer-friendly choice for homeowners.
America’s Preferred Home Warranty (APHW)
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Premium-$39.58- $62.08
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Deductible-$50, $75, $100, $125
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Appliances limit-$1,000
Plans, Cost & Coverage
- Coverage: APHW offers flexible plans that allow homeowners to choose their licensed contractors for repairs. Their coverage includes significant systems and appliances, with optional add-ons available.
- Price: Pricing varies based on the selected plan and additional coverage options.
- Service Fee: Service fees are determined by the chosen contractor and may vary.
Why We Picked America’s Preferred Home Warranty (APHW)
APHW’s unique selling point is the freedom it offers homeowners to select their licensed contractors for repairs. This flexibility ensures that customers can work with trusted professionals, a rare feature among home warranty providers. Their comprehensive coverage, coupled with this freedom, creates a unique value proposition.
Additionally, their transparent claims process and customizable plans reflect APHW’s focus on customer control and satisfaction. This emphasis on flexibility and customer-centric services makes APHW a standout option for homeowners looking for greater involvement in their home repairs.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: 2-10 Home Buyers Warranty covers significant systems, appliances, and structural warranties for new homes. Their plans include system-specific coverage and appliance-only options.
- Price: Pricing starts at $24 per month for basic appliance plans and goes up to $50+ for full coverage.
- Service Fee: Service fees range from $85 to $100 per service call.
Why We Picked 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty is a unique player in the market due to its structural warranties for new homes. In addition to covering major systems and appliances, their structural warranty offerings are ideal for homeowners building or purchasing new homes, setting them apart from competitors.
Their flexible pricing options and a service fee range of $85 to $100 cater to diverse homeowner needs. The unique coverage and affordability combination makes the 2-10 Home Buyers Warranty a standout choice in the home warranty industry.