Home Warranty In Hawaii: Comprehensive Guide for 2025
Protecting your home’s systems and appliances is crucial, especially in Hawaii, where unique conditions can damage essential equipment. A home warranty in Hawaii provides homeowners peace of mind and financial security.
Top Home Warranty Providers In Hawaii
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Offers customizable plans for appliances, systems, and comprehensive options. Add-ons include pools, spas, and septic systems.
- Price: $44.99 – $59.99 per month.
- Service Fee: $70 (adjustable based on selected plan).
Why We Picked Elite Home Warranty
Elite Home Warranty is our top choice for Hawaii homeowners due to its highly customizable plans and immediate coverage. This flexibility is significant in Hawaii, where unique environmental factors like humidity and salt air can affect appliances and systems. The ability to adjust service fees and choose coverage tailored to your home’s needs makes Elite a standout provider.
Additionally, Elite Home Warranty strongly emphasizes customer service, offering 24/7 support and fast claims processing. Their commitment to ensuring homeowners receive timely assistance, combined with optional add-ons for pools and spas commonly found in Hawaiian homes, positions Elite as a reliable and trusted choice.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
- Coverage: Offers Standard and Comprehensive plans covering a variety of systems and appliances. Optional add-ons include pest control and water softeners.
- Price: $50 – $63 per month.
- Service Fee: $65, $95, or $125, depending on plan selection.
Why We Picked The Home Service Club
The Home Service Club provides excellent coverage options, including plans that cater to unique needs such as pest control. Their comprehensive protection ensures homeowners are covered for routine and unexpected repairs. Hawaii homeowners benefit from their quick claims process, reducing downtime for essential systems and appliances.
Additionally, The Home Service Club’s emphasis on transparency and customer satisfaction makes them trustworthy. Their flexible pricing structure and additional coverage options allow homeowners to customize their plans according to their requirements.
Mike Holmes Protection
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Covers essential home systems and appliances, with optional add-ons for pools, septic systems, and second refrigerators.
- Price: $39.99 per month.
- Service Fee: $75 per service request.
Why We Picked Regency Total Home Warranty
Regency offers competitively priced plans that cover a wide range of essential home systems and appliances. Their straightforward and transparent policies make them a dependable choice for Hawaii homeowners. Optional add-ons allow for tailored protection, ensuring that specific homeowner needs are met.
Regency’s commitment to customer satisfaction is evident in its prompt claims processing and dedicated support. Homeowners can rely on Regency to provide reliable service and comprehensive coverage, making it an excellent option for protecting their homes.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: Offers three plans: ShieldSilver (systems), ShieldGold (systems and appliances), and ShieldPlatinum (comprehensive coverage, including roof leaks).
- Price: $29 – $89 per month.
- Service Fee: $100 – $125 (adjustable).
Why We Picked American Home Shield (AHS)
American Home Shield is a trusted name in the industry, offering robust coverage options and flexibility in service fees. Their plans cater to different budgets, making it easier for homeowners to find protection that fits their financial and coverage needs. AHS is particularly well-suited for Hawaii’s tropical climate, where HVAC systems are essential and often require repairs or replacements.
Furthermore, AHS has one of the largest contractor networks in the industry, ensuring timely and professional service. Their customizable plans and extensive experience make them a reliable option for Hawaii homeowners who prioritize comprehensive protection and quality service.
America’s First Choice
Plans, Cost & Coverage
- Coverage: It offers four plans—Silver, Systems, Gold, and Platinum—covering systems, appliances, or both.
- Price: $33 – $56 per month.
- Service Fee: $75, $100, or $125, based on preference.
Why We Picked America’s First Choice
AFC Home Club stands out for its flexible coverage options and the unique ability to let homeowners choose their service contractors. This feature is particularly valuable for Hawaii homeowners who may already have trusted local professionals. Additionally, their plans offer comprehensive coverage for systems and appliances, ensuring peace of mind.
Another highlight of AFC Home Club is their lifetime workmanship guarantee, which ensures repairs are done correctly the first time. Their long-term coverage options also allow homeowners to lock in rates, offering financial predictability and protection against rising costs.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: Two plans—Basic and Premier—cover appliances and systems. Optional add-ons include well pumps and pool equipment.
- Price: $47 – $87 per month.
- Based on the plan, the Service Fee is $75, $100, or $125.
Why We Picked First American Home Warranty
First American Home Warranty offers robust coverage with no caps on essential systems like HVAC, making it a reliable choice for Hawaii homeowners. Their plans cater to standard and extensive needs, ensuring flexibility and comprehensive protection.
The company is known for its fast claims processing and dedication to resolving issues efficiently. With a strong focus on customer service, First American Home Warranty gives homeowners the confidence to manage unexpected repairs effectively.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: Multiple plans covering systems, appliances, and electronics. Optional add-ons include pools, spas, and sump pumps.
- Price: $45 – $84 per month.
- Service Fee: $125 per service request.
Why We Picked ARW Home – American Residential Warranty
ARW stands out for its flexibility and wide-ranging coverage options, including electronics protection. This is particularly valuable for Hawaii homeowners who rely on high-tech devices that may be prone to wear and tear in a humid climate. Their plans also include optional add-ons like pool and spa coverage, catering to Hawaii’s lifestyle.
ARW’s 24/7 customer support and nationwide contractor network ensure homeowners receive prompt and reliable service. Their focus on customer satisfaction and flexibility in plan selection makes them a dependable choice for comprehensive home protection.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Offers Appliances, Built-In Systems, and Complete Home plans. Add-ons include pools and septic systems.
- Price: $27.99 – $61.99 per month.
- Based on the plan, the Service Fee is $100, $125, or $150.
Why We Picked Cinch Home Services
Cinch Home Services provides one of the most extended workmanship guarantees in the industry, lasting 180 days. This ensures repairs are done right the first time, which is crucial for Hawaii homeowners seeking reliable service.
Their digital tools, such as a claims tracking dashboard, add convenience and transparency to the repair process. Cinch’s focus on customer satisfaction and comprehensive plans make it a dependable option for protecting your home.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: Specializes in structural warranties for new homes and systems and appliances for existing homes.
- Price: $25 – $69 per month.
- Service Fee: $85, $100, or $125.
Why We Picked 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty is ideal for new home buyers in Hawaii, offering structural coverage that protects against defects in newly constructed homes. Their plans for existing homes also provide robust protection for essential systems and appliances.
The company’s focus on quality service and partnerships with reputable contractors ensure timely and effective repairs. Its dual focus on structural and systems coverage makes it a versatile choice for many homeowners.