Best Home Warranty Companies in Louisiana: Comprehensive Guide for 2025
For homeowners in Louisiana, a home warranty offers critical protection against the repair costs of essential systems and appliances. In this comprehensive guide for 2025, we’ll introduce you to Louisiana’s top 10 home warranty providers, covering their pricing, coverage, and service fees. Whether you’re dealing with humid weather or aging systems, these providers are equipped to handle it all.
Top 10 Home Warranty Providers in Louisiana
Here is the list of the best home warranty companies in Louisiana:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty provides highly customizable plans that cover essential systems like HVAC, plumbing, and electrical, as well as major appliances such as refrigerators, dishwashers, and washers. Additional options include coverage for pools, roof leaks, and septic systems.
- Price: Plans start at $40 per month, with add-ons available at an extra cost.
- Service Fee: Service fees range between $75 and $125.
Why We Picked Elite Home Warranty
Elite Home Warranty stands out due to its flexible, personalized coverage plans. Louisiana homeowners appreciate the ability to tailor protection to their needs, ensuring they only pay for the required coverage.
Moreover, Elite’s efficient claims process and commitment to customer satisfaction make it a top choice. Their focus on transparency and service quality ensures peace of mind for homeowners statewide.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
- Coverage: The Home Service Club offers Standard and Comprehensive plans that cover major systems and appliances. Optional add-ons include coverage for roof leaks, sprinkler systems, and additional refrigerators.
- Price: Plans start at $50 per month.
- Service Fee: Service fees range between $75 and $125.
Why We Picked The Home Service Club
The Home Service Club’s comprehensive coverage and premium plan options make it an excellent choice for Louisiana homeowners. Their inclusive plans protect a wide array of systems and appliances.
In addition, their focus on quick claim processing and excellent customer support ensures a seamless experience. Homeowners seeking hassle-free protection will find The Home Service Club a valuable option.
Mike Holmes Protection
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty offers plans covering HVAC, plumbing, electrical, and appliances. Add-ons include roof leaks, pools, and septic systems.
- Price: Plans start at $39.99 per month.
- Service Fee: The service fee is a flat $75.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty’s straightforward pricing and comprehensive plans make it a favorite among Louisiana homeowners. Their transparent costs and low service fees offer excellent value.
Additionally, their fast claim resolution and focus on customer satisfaction make them a reliable choice. Regency’s commitment to affordability and quality service stands out.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: American Home Shield provides three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. These plans offer coverage for home systems such as HVAC, plumbing, and electrical, as well as appliances like dishwashers and refrigerators. The ShieldPlatinum plan includes roof leak repair and higher coverage limits.
- Price: Plans start at $39.99 monthly, with add-ons available at additional costs.
- Service Fee: Service fees range between $75 and $125.
Why We Picked American Home Shield (AHS)
American Home Shield’s extensive coverage options and flexibility make it a standout choice. Their customizable plans ensure homeowners can select coverage that fits their needs and budget.
Furthermore, AHS has a strong reputation for reliability and efficiency, and it has a vast contractor network. Louisiana homeowners can trust AHS for consistent and comprehensive protection.
America’s First Choice
Plans, Cost & Coverage
- Coverage: AFC Home Club offers four plans: Systems, Silver, Gold, and Platinum. These plans cover a variety of systems and appliances, from HVAC to dishwashers. Optional add-ons include coverage for pools, sump pumps, and septic systems.
- Price: Plans start at $32 per month.
- Service Fee: Service fees range between $75 and $125.
Why We Picked America’s First Choice
AFC Home Club’s affordability and flexibility make it a popular choice for Louisiana homeowners. Their range of plans ensures customers can find coverage tailored to their needs.
Additionally, AFC stands out for allowing homeowners to choose their licensed contractors, adding control and trust to the repair process. Their extended plan options make them a reliable choice.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American Home Warranty offers two main plans: Basic and Premier. The Basic plan covers appliances like refrigerators and dishwashers, while the Premier plan includes systems such as HVAC and plumbing. Optional coverage is available for pools, spas, and additional refrigerators.
- Price: Plans start at $36 per month.
- Service Fee: The service fee is a flat $85 per claim.
Why We Picked First American Home Warranty
First American Home Warranty combines affordability with reliable coverage. Their straightforward plans make it easy for homeowners to protect essential systems and appliances.
In addition, their prompt customer service and transparent pricing ensure a hassle-free experience. Louisiana homeowners seeking cost-effective protection will find First American an excellent choice.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW Home Warranty specializes in covering both systems and electronics. Their Platinum Premier plan covers HVAC, plumbing, electrical systems, and appliances like washers and refrigerators. Electronics coverage is available as an add-on.
- Price: Plans start at $34.99 per month.
- Service Fee: The service fee is $100 per claim.
Why We Picked ARW Home – American Residential Warranty
ARW Home Warranty’s inclusion of electronics coverage makes it unique in the market. Louisiana homeowners who want to protect their devices and systems will find ARW valuable.
Their 24/7 customer support and innovative coverage options ensure homeowners have the protection they need when it matters most. ARW’s focus on modern solutions makes it a strong contender.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services offers three plans: Appliances, Built-in Systems, and Complete Home. These plans cover everything from essential systems to appliances, with the Complete Home plan offering the most comprehensive protection.
- Price: Plans start at $34.99 per month.
- Service Fee: Service fees range from $100 to $150.
Why We Picked Cinch Home Services
Cinch Home Services offers homeowners robust coverage options and unique benefits, such as a reimbursement feature for insurance deductibles. Its plans ensure maximum value for Louisiana homeowners.
Moreover, their efficient claim process and strong customer support make them a dependable provider. The flexibility of their service fee options further enhances their appeal.
America’s Preferred Home Warranty (APHW)
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Premium-$39.58- $62.08
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Deductible-$50, $75, $100, $125
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Coverage Limit-$1,000
Plans, Cost & Coverage
- Coverage: APHW offers customizable plans for systems and appliances. Optional coverage includes pools, septic systems, and sump pumps.
- Price: Plans start at $39 per month.
- Service Fee: The service fee is a flat $100 per claim.
Why We Picked America’s Preferred Home Warranty (APHW)
APHW’s contractor choice feature is a significant advantage for Louisiana homeowners. This flexibility ensures trusted professionals handle repairs.
Additionally, APHW’s transparent pricing and customizable plans make it a popular choice. Their focus on customer satisfaction and adaptability solidifies their reputation as a reliable home warranty provider.