Home Warranty in North Dakota: Comprehensive Guide for 2025
North Dakota experiences harsh winters and unpredictable weather. Homes here face severe cold, heavy snowfall, and the risk of frozen pipes. Choosing a reliable home warranty is essential in such an environment. This guide explores comprehensive protection plans from the best home warranty companies in North Dakota.
We discuss coverage details, pricing, and service fees clearly and simply. This guide helps homeowners safeguard their properties. Every section is crafted to address North Dakota’s unique climate and maintenance challenges. We aim to equip you with detailed insights supporting your decision-making process.
Top Home Warranty Providers in North Dakota
Below are the top 10 home warranty providers in North Dakota:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: They offer complete protection for significant home systems and appliances. Their plans cover HVAC, plumbing, electrical systems, and kitchen appliances. The coverage is tailored for the severe cold and winter storms typical of North Dakota. They also protect against sudden breakdowns caused by frozen pipes and heavy snow loads.
- Price: Their plans start at $399 per year. They deliver competitive pricing with extensive benefits.
- Service Fee: A standard service fee of $75 applies per repair call.
Why We Picked Elite Home Warranty
We chose this provider for its reliable and all-inclusive coverage. Their plans are designed to handle North Dakota’s extreme weather conditions. The coverage is thorough, protecting both mechanical systems and household appliances. Their approach ensures that homeowners are not left vulnerable during severe storms.
The claim process is simple and efficient. Customers have reported fast service and clear communication. The company invests in high-quality repair networks, and its reputation for dependability stands out in a challenging climate.
In addition, Elite Home Warranty offers flexible plan options. They customize coverage to meet different home needs. Their pricing remains fair while providing extensive protection, which gives homeowners peace of mind during bitter winters.
The service fee is reasonable, and the response time is fast. Their commitment to customer satisfaction is evident. They continuously work to improve their offerings, making them an ideal choice for North Dakota residents looking for secure home protection.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
- Coverage: The Home Service Club offers all-inclusive protection plans. Their policies include preventive maintenance services and cover heating, electrical, and plumbing systems. The plans are designed to reduce the risk of damage during harsh winters.
- Price: Plans begin at $420 per year. They maintain competitive pricing with many benefits.
- Service Fee: A service fee of $70 is standard for each repair call.
Why We Picked The Home Service Club
We chose The Home Service Club for its unique focus on preventive maintenance. Its plans help homeowners avoid significant repair costs. It offers regular check-ups that are beneficial during North Dakota’s extreme winters. The coverage extends to both significant systems and critical appliances.
Their customer support is quick and reliable. The structure of their plans is easy to understand. They help reduce the chance of costly emergency repairs. Their transparent pricing builds trust. Moreover, the club is committed to proactive service.
They educate customers about maintenance best practices, vital in a state with freezing temperatures and heavy snow. Their comprehensive coverage and responsive service make them a solid choice. The combination of affordable pricing and preventive care supports long-term home protection.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty offers flexible plans for both systems and appliances. Their coverage includes heating, plumbing, and electrical components. Their policies are designed to handle North Dakota’s temperature extremes and heavy snowfall. They protect against unexpected breakdowns and winter damage.
- Price: Plans start at $440 per year. Their pricing is transparent and competitive.
- Service Fee: A service fee of $90 is charged per repair call.
Why We Picked Regency Total Home Warranty
We selected Regency Total Home Warranty for its adaptable and comprehensive coverage. Its plans meet the demands of homes in cold climates and provide detailed protection for major systems and appliances. The pricing structure is clear and straightforward. Customers benefit from a robust repair network. The policies help reduce the financial impact of unexpected repairs. The company’s claim process is efficient.
It is committed to customer satisfaction and quality service. In addition, Regency Total Home Warranty emphasizes clear communication. Their service agreements are easy to understand, helping homeowners know exactly what to expect.
Their plans are designed to handle the harsh conditions of North Dakota winters. The combination of comprehensive coverage and competitive pricing makes them a sound choice. Their reliable service record reinforces our confidence in recommending them.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: This provider delivers robust coverage for key home systems, including appliances, heating units, and essential home functions. Its plans are designed to withstand extreme temperatures and heavy snowfall and protect against unexpected system failures and weather-induced damages.
- Price: Plans begin at $425 per year. The pricing is competitive and offers many add-on options.
- Service Fee: A service fee of $85 is charged per repair call.
Why We Picked American Home Shield (AHS)
We selected American Home Shield because their coverage is extensive and reliable. Their policies are created with extreme weather in mind. They offer protection for a wide range of home systems. The plan details are easy to understand.
Their customer support is prompt and knowledgeable. Homeowners appreciate the quick response times. The repair network is extensive and well-vetted. This ensures timely repairs during emergencies. Their pricing and service fees are transparent. This transparency builds trust among policyholders.
Moreover, the company focuses on customer education. They explain the benefits and limitations of each plan. Their policies are flexible and adapt to different home needs.
The protection offered minimizes repair costs during harsh winters. Their proactive approach to service and maintenance is valuable. They continuously update their network of service professionals. This dedication makes them a preferred choice for many North Dakota homeowners.
America’s First Choice
Plans, Cost & Coverage
- Coverage: America’s First Choice provides customizable plans. They cover a wide range of systems and appliances. Their policies include options to add extra coverage. They design plans to meet the needs of homes exposed to severe weather and winter stress.
- Price: Plans start at $435 per year. They focus on flexible options that adapt to different home needs.
- Service Fee: A fee of $80 per claim is typical.
Why We Picked America’s First Choice
We selected America’s First Choice for its adaptability and comprehensive coverage. Their plans can be tailored to address specific issues in cold climates. They protect essential systems and help prevent unexpected repair costs. Their flexible options allow homeowners to choose the coverage that best fits their needs.
The claim process is straightforward. Their network of service technicians is extensive. The pricing is transparent and competitive. This flexibility and transparency are essential for North Dakota homeowners.
In addition, the company emphasizes customer service. They provide detailed policy explanations and prompt support. Their approach reassures homeowners during harsh winter months.
The combination of customizable plans and responsive service builds strong trust. Their coverage effectively minimizes the impact of extreme weather on home systems.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American Home Warranty covers essential home systems and appliances. Its plans are built for reliability in cold climates and protect heating systems, plumbing, and electrical units. Its policies are designed to handle winter-induced stresses.
- Price: Plans start at $430 per year. They offer dependable protection at a fair cost.
- Service Fee: A fee of $80 per repair call applies.
Why We Picked First American Home Warranty
We chose First American Home Warranty for its straightforward and reliable service. Their plans are clear and address the unique challenges of North Dakota winters. The coverage is comprehensive and protects critical home systems. They offer prompt service when repairs are needed.
Customers value the simplicity of their claim process. Their pricing remains competitive, and the service fee is reasonable, given the extensive coverage. This combination reduces unexpected expenses during severe weather.
In addition, the company focuses on transparency and customer education. They explain each coverage option clearly, and their approach is proactive and supportive.
This helps homeowners understand what is covered and what to expect. Their network of technicians is experienced with cold weather repairs, which is essential in a state prone to icy conditions. Their reliable service record makes them a strong option for those seeking protection.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW Home Warranty offers protection for both significant systems and select appliances. Their plans include coverage for heating, electrical, and plumbing systems. They adjust their coverage to meet North Dakota’s harsh climate. Their policies also cover unexpected winter damages.
- Price: Plans start at $395 per year. They offer budget-friendly options without compromising on protection.
- Service Fee: A $75 service fee is applied per repair.
Why We Picked ARW Home – American Residential Warranty
We picked ARW Home Warranty because of its cost-effective plans. Their coverage is comprehensive and meets local demands. The policies are designed to help with extreme temperature changes.
Homeowners are protected against expensive repairs. The claim process is efficient. They offer precise coverage details and competitive prices. Their plans help manage repair costs during long, cold winters. The service fee is fair compared to the benefits provided.
Additionally, ARW Home Warranty stands out for its customer-friendly approach. They provide detailed coverage information. Their responsive service network is a key advantage. Homeowners report satisfaction with the repair process. Their plans combine affordability with thorough protection. This balance makes them a practical option in North Dakota’s challenging environment.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services offers all-inclusive plans for essential home systems. Their policies include appliances, HVAC, plumbing, and electrical systems coverage. They ensure that homes are prepared for winter storms and icy conditions. Their coverage is comprehensive and easy to understand.
- Price: Plans start at $415 per year. They maintain a balance between cost and coverage.
- Service Fee: A service fee of $75 is charged per repair visit.
Why We Picked Cinch Home Services
We chose Cinch Home Services for its straightforward and reliable plans. Its coverage is designed to withstand the challenges of North Dakota winters and provides robust protection against system failures and weather-induced issues.
Their pricing is fair and transparent. The company makes claims easy and quick. Homeowners value clear guidelines and supportive customer service.
The service network is extensive and efficient, ensuring prompt repairs during emergencies. Additionally, Cinch Home Services emphasizes simplicity. Their policies use explicit language, making it easier for homeowners to understand their coverage.
The reliability and promptness of service are strong points. Their plans effectively manage repair costs in a region with extreme temperature variations. The balance of quality and affordability makes them an excellent choice.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: 2-10 Home Buyers Warranty focuses on protecting structural components and mechanical systems. Its plans are ideal for older homes and cover heating systems, plumbing, and electrical circuits. Its coverage is well-suited for the demands of North Dakota’s cold climate.
- Price: Plans start at $405 per year. They offer essential protection at a reasonable cost.
- Service Fee: A fee of $80 is applied per service call.
Why We Picked 2-10 Home Buyers Warranty
We picked 2-10 Home Buyers Warranty for its specialization in protecting a home’s core systems. Their policies address the needs of older properties that face the challenges of freezing temperatures. They offer reliable coverage that helps mitigate high repair costs during winter.
The claim process is straightforward and customer-friendly. Their pricing is competitive, which makes the plans affordable. They have a strong local service network that ensures timely repairs. The company focuses on maintaining the structural integrity of homes.
Furthermore, their plans are crafted to provide financial relief during emergencies. They clearly outline what is covered and what is not. This transparency helps homeowners make informed decisions.
Their focus on essential systems and mechanical components is crucial for North Dakota residents. The combination of transparent pricing, adequate coverage, and reliable service makes them a trusted provider.