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Home Warranty in Ohio: Comprehensive Guide for 2025

This guide offers an in‐depth look at home warranties in Ohio for 2025. Ohio homeowners face many challenges. Cold winters, hot summers, and unpredictable storms affect home systems. If you are searching for the best home warranty companies in Ohio, you are in the right place. 

This guide explains every detail. It shows you which providers offer strong coverage. It explains costs in dollars and how service fees work. The information is clear and precise. Every sentence is short and to the point. You will find valuable insights tailored to Ohio’s climate and home maintenance needs.

Top Home Warranty Providers in Ohio

Below is a list of 10 top home warranty providers in Ohio:

#1 RATED COMPANY

Elite Home Warranty

  • Premium
    -
    $44.99 - $59.99
  • Deductible
    -
    $0 & $70
  • Coverage Limit
    -
    $7,000
Call Now
Offers
$150 Off + 1 Month Free. 30 Day Free Trial!
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48
States Covered
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Accredited Business
BBB Rating
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$15,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Elite Home Warranty offers extensive plans. The plans cover major systems and appliances and heating, cooling, plumbing, and electrical systems. They also include options for add-ons. The coverage is designed for Ohio’s cold winters and hot summers, adapting to seasonal weather changes. Every system receives careful attention.
  • Price: Plans start at $500 per year. They offer competitive pricing. The cost is structured to provide value. You get robust protection for a fair price.
  • Service Fee: A standard service fee of $75 applies per service call. Fees are transparent and fixed.

Why We Picked Elite Home Warranty

We chose this company for its complete approach to home protection. Its plans cover many systems and offer protection that suits older and newer homes. The pricing is competitive and fair. Its service network is extensive and reliable. 

It works quickly to resolve issues. Its policies are clear and written in simple language. The plan is designed to handle Ohio’s weather challenges. It supports homeowners through freezing winters and humid summers. Every repair need is met with prompt service.

We value the company’s strong customer support. Their technicians are well-trained and courteous. They offer a reliable claims process. Homeowners find that repair costs are minimized. Their transparent pricing builds trust. 

The comprehensive coverage helps reduce unexpected expenses. Their consistent service makes them a top choice for Ohio residents. The plan is a solid investment for those who want peace of mind.

Excellent Services

Home Warranty of America

  • Premium
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    $275 - $695
  • Deductible
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    $75 - $100
  • Coverage Limit
    -
    $400
Offers
$150 Off + 1 Month Free*
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50
States Covered
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Not Accredited
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
  • Price: Monthly plans range from $44 to $60, depending on coverage level.
  • Service Fee: Typically between $75 and $125 per service call.

Why We Picked Home Warranty of America

Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons. 

Comprehensive Coverage

The Home Service Club

  • Premium
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    $51.25 - $62.50
  • Deductible
    -
    $65,$95,$125
  • Coverage Limit
    -
    $800
Offers
$75 Off + 1 Month Free
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50
States Covered
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Not Accredited
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: The Home Service Club covers key systems and appliances, adds preventive maintenance checks to its plan, and includes regular service visits. It is designed to handle seasonal challenges in Ohio and covers HVAC, plumbing, and more.
  • Price: Plans start at $490 per year. The pricing is competitive. It is designed to provide value over time.
  • Service Fee: A service fee of $70 is charged per call. The cost is standard and straightforward.

Why We Picked The Home Service Club

The Home Service Club stands out with its proactive approach. The plan not only repairs but also prevents breakdowns. Regular maintenance checks reduce the risk of costly repairs. 

The coverage is designed for Ohio homes facing winter freezes and summer heat. It offers peace of mind through preventive measures. The plan is easy to understand and execute. It provides a clear schedule of services. Homeowners feel secure with its proactive stance.

We appreciate the added value of routine maintenance. Their service schedule is consistent. The company ensures that issues are caught early. Their plan reduces the burden of unexpected repairs. Homeowners receive detailed service reports. Their commitment to preventive care makes them a reliable partner in home maintenance.

Nationwide Coverage

Regency Total Home Warranty

  • Premium
    -
    $39.99 - $58.90
  • Deductible
    -
    N/A
  • Coverage Limit
    -
    N/A
Call Now
Offers
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
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50
States Covered
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Not Accredited
BBB Rating
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$5,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Regency Total Home Warranty offers comprehensive plans for appliances and systems. It covers HVAC, electrical, and plumbing systems. The coverage is designed to withstand Ohio’s seasonal extremes. There are options to enhance protection. The plan suits both older and modern homes.
  • Price: Plans start at $530 per year, which is competitive and designed to offer excellent value.
  • Service Fee: A service fee of $70 is standard per repair visit. This fee is applied uniformly.

Why We Picked Regency Total Home Warranty

We picked Regency Total Home Warranty for its flexible and comprehensive plans. Their coverage meets the varied needs of Ohio homeowners. The policy includes upgrades and add-on options. It is well adapted to seasonal changes. 

The plan covers issues that arise from heavy snow or summer heat. The company offers detailed protection. Homeowners are well supported during system breakdowns. Their pricing structure is transparent.

The company impresses with its efficient claims process, a broad network of professionals, and quick response to repair calls. Transparent terms and fair fees build trust. The plan reduces the impact of unexpected repair costs. 

Its adaptability to different home types makes it an attractive choice. The overall service quality is high and dependable.

Best Customer Support

Liberty Home Guard

  • Premium
    -
    $50 - $60
  • Deductible
    -
    $90
  • Coverage Limit
    -
    $2000
Call Now
Offers
$200 Off + 2 Months Free + Free Roof Leak Protection
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50
States Covered
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Not Accredited
BBB Rating
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$2K/Item
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
  • Price: Plans start at $49.99 per month.
  • Service Fee: Approximately $90.

Why We Picked Liberty Home Guard

Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.

American Home Shield (AHS)

  • Premium
    -
    $29 - $79
  • Deductible
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    $100 & $125
  • Coverage Limit
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    $6000
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48
States Covered
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Accredited Business
BBB Rating
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5,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: American Home Shield provides a wide range of coverage options. It covers appliances, HVAC, and plumbing systems. The plans are customizable. They fit the needs of many Ohio homes. The coverage is robust enough for both new and older homes.
  • Price: Plans start at $550 per year. The cost reflects the extensive coverage offered. It is a solid investment for complete protection.
  • Service Fee: A service fee of $80 is standard per repair call. This fee ensures quality service with every visit.

Why We Picked American Home Shield (AHS)

We chose American Home Shield for its long-standing reputation. The company has been in the market for many years. Its plans cover a wide range of home systems, and it has a proven track record in handling claims. 

Their coverage is ideal for the unpredictable Ohio weather. The policies are clear and customer-friendly. They adapt well to the needs of different homes, and every repair is addressed promptly.

We admire their extensive network of service technicians. Their claims process is smooth and transparent. The company provides consistent support and is quick to respond during emergencies. 

Homeowners find that their repair bills are kept under control. Their focus on customer satisfaction is evident. The plan is reliable and offers peace of mind during extreme weather.

America’s First Choice

  • Premium
    -
    $33 - $56
  • Deductible
    -
    $75 - $125
  • Coverage Limit
    -
    N/A
Call Now
Offers
$250 Off + Free Roof Leak Coverage
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50
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: America’s First Choice offers versatile protection. It covers home systems and essential appliances. The plan is flexible with upgrade options. It suits different types of Ohio homes. The coverage includes heating, cooling, plumbing, and electrical systems.
  • Price: Plans start at $500 per year. The cost is competitive and fair, offering reliable protection at a reasonable price.
  • Service Fee: A fee of $75 is charged per service call. This fee is straightforward and standard.

Why We Picked America’s First Choice

We chose America’s First Choice for its versatile plan options. Their coverage is designed to meet many repair needs. The plan adapts well to seasonal changes. It offers extra options to boost protection. 

Homeowners appreciate the flexibility in choosing add-ons. The pricing is straightforward. Their service is consistent and fast. Every repair need is handled with care.

The company stands out with its customer-focused approach. Their policies are written in simple language. They maintain a reliable network of service technicians. The claims process is easy and efficient. Homeowners find the plan both comprehensive and affordable. It is a strong option for those looking to manage repair costs effectively.

ARW Home – American Residential Warranty

  • Premium
    -
    $45 - $84
  • Deductible
    -
    $125
  • Coverage Limit
    -
    N/A
Offers
2 Months FREE* on All Plans
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50
States Covered
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Not Accredited
BBB Rating
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$1K
Coverage Limits

Plans, Cost & Coverage

  • Coverage: ARW Home Warranty offers customizable protection. It covers major appliances and systems, including heating, cooling, and plumbing. The plan adapts to the needs of Ohio’s diverse homes, and the coverage is broad and flexible.
  • Price: Plans begin at $460 per year. The cost is set to be affordable. You get strong protection for a modest investment.
  • Service Fee: The company charges a service fee of $65 per service call. This fee keeps costs low.

Why We Picked ARW Home – American Residential Warranty

ARW Home Warranty impressed us with its flexible options. Its plans are designed to meet a wide range of needs and offer protection for key systems that suffer in Ohio’s climate. 

The plan includes add-on features for extra care. Homeowners appreciate the transparent and fair pricing. The policy is easy to understand. It covers the everyday challenges of home maintenance. The company makes claims simple and fast.

We value their low service fee, an extensive network of repair technicians, straightforward claims process, and policy that helps reduce financial surprises. The plan suits routine maintenance and emergencies well and protects against Ohio’s weather extremes.

First American Home Warranty

  • Premium
    -
    $336 - $534+
  • Deductible
    -
    $85
  • Coverage Limit
    -
    $3,500
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35
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: First American Home Warranty offers robust coverage for essential systems. It protects appliances, HVAC, plumbing, and more. The plan is designed to address the needs of Ohio’s varied weather. It covers both minor repairs and major breakdowns. The coverage is comprehensive.
  • Price: Plans begin at $520 per year. The cost reflects the extensive protection offered. It is designed to fit many budgets.
  • Service Fee: A service fee of about $75 is applied per visit. This fee is consistent and fair.

Why We Picked First American Home Warranty

First American Home Warranty impressed us with its solid, no-nonsense plans. The coverage is extensive and reliable, meeting the needs of homes facing seasonal extremes. The company handles claims with speed. 

Their policies are clear and straightforward. The plan supports both routine and emergency repairs. It is tailored to minimize stress during harsh weather, covering every system thoroughly.

We value their efficient service network. Their response times are quick and dependable. The plan reduces the risk of high repair bills. Their pricing and service fees are transparent. Homeowners benefit from a straightforward claims process. This reliability makes the plan a wise investment for Ohio residents.

Cinch Home Services

  • Premium
    -
    $27.99 ,$32.99,$39.99
  • Deductible
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    $100, $125, $150
  • Coverage Limit
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    $2,000
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48
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Cinch Home Services covers key home systems and appliances. The plan includes preventive maintenance and repair coverage to protect against seasonal failures. The coverage suits the needs of Ohio homes. It addresses both routine and unexpected issues.
  • Price: Plans start at $480 per year, which is attractive pricing. It is designed to offer strong protection at a low cost.
  • Service Fee: A service fee of $65 is applied per service call. The cost is transparent and low.

Why We Picked Cinch Home Services

Cinch Home Services impressed us with its straightforward and practical plans. The coverage is simple yet robust, including essential systems prone to seasonal stress. 

The plan is well adapted to Ohio’s weather changes. Homeowners benefit from regular preventive maintenance. The pricing is transparent and low. Every repair is managed with precision and care.

We value the company’s focus on transparency. Their claims process is easy to navigate, and the service network is extensive and dependable. Their plan reduces the financial shock of unexpected repairs. The precise terms and low service fees build trust. This plan provides consistent protection and peace of mind.

2-10 Home Buyers Warranty

  • Premium
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    $19,$51,$60
  • Deductible
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    $85 - $100
  • Coverage Limit
    -
    $2,000
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44
States Covered
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Accredited Business
BBB Rating
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N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: 2-10 Home Buyers Warranty focuses on structural and mechanical components. It covers plumbing, electrical systems, and more. The plan is well suited for older homes in Ohio. It offers extra options to boost coverage. Every critical home component is protected.
  • Price: Plans start at $480 per year, which is cost-effective. You receive quality protection at a reasonable price.
  • Service Fee: A fee of around $75 is applied per service call. This fee is consistent and fair.

Why We Picked 2-10 Home Buyers Warranty

We value the 2-10 Home Buyers Warranty for its focus on home structure. Their plan covers the mechanical systems that are prone to wear. It is designed with older homes in mind. The coverage reduces the financial shock of repairs. 

They provide detailed protection for significant systems. The plan is simple and effective. Homeowners find that it addresses common issues caused by Ohio’s freeze-thaw cycles. The company is steady in its support.

Their claims process is efficient and straightforward. They have a network of experienced technicians. The coverage helps to manage repair costs. Their clear communication builds trust with customers. The plan is effective in reducing unforeseen expenses. It supports long-term home maintenance and offers real value. This approach makes the company a strong choice for Ohio residents.

Is A Home Warranty Right for You?

A home warranty can be a smart choice for many Ohio homeowners. It offers protection against unexpected repair costs. The coverage applies to central systems and appliances. Ohio homes face stress from freezing winters and humid summers. The cost of repairs can be high. 

A warranty plan helps manage these expenses. It protects you from sudden breakdowns; every system is covered under normal wear and tear. The plan also helps to budget yearly costs so homeowners can avoid large, unexpected bills. This protection is especially valuable when repairs arise from seasonal weather challenges.

Understanding Home Warranty Coverage

Home warranty coverage protects significant systems and appliances. The plan covers heating, cooling, plumbing, and electrical systems. It is designed for everyday wear and tear and includes necessary repairs and replacements. 

In Ohio, systems often face stress from snow, ice, and fluctuating temperatures. The plan gives peace of mind. It ensures that repairs are handled quickly. The coverage details are explained in simple terms. Homeowners learn what is included. 

They see clear limits and exclusions. The coverage can be customized to suit the unique needs of every home. Clear terms help you understand what to expect during a claim. With defined coverage, you avoid surprises when repairs are needed. The plan is built on reliability. It is designed to ease the burden of high repair costs. Every detail is transparent.

Evaluating Your Home’s Unique Needs

Every home in Ohio is different. Some homes are older and require more care, while others are new and have modern systems. Evaluating your home’s age and condition is essential. Look at the heating and cooling systems. Consider the plumbing and electrical setups. Each system has its challenges. 

Seasonal weather can affect them differently. An older home may need more frequent repairs. Newer homes might have more advanced systems but still face issues during harsh winters. Evaluate your repair history, consider the frequency of breakdowns, and consider your ability to pay for repairs out of pocket. 

This evaluation helps you decide if a warranty is proper. It is a proactive step in managing home expenses. By assessing your needs, you make an informed decision. This process ensures that you select a plan that covers your specific risks. Home maintenance becomes more straightforward with a well-chosen warranty.

Making an Informed Decision

When you decide on a home warranty, research is key. Compare multiple providers. Look at the coverage details. Evaluate the cost versus the benefits. Consider the service fees and response times. Read reviews from other Ohio homeowners. 

Understand the fine print of each plan. Look at what systems are covered. Consider the exclusions as well. Each plan has strengths and weaknesses. Gather as much information as possible. Ask questions and seek clarity. This decision process may take time. However, the benefits are worth the effort. 

An informed decision leads to better protection. You can manage unexpected repairs with confidence. Ultimately, a home warranty provides security and peace of mind. It is an investment in your home’s future.

Is A Home Warranty Worth the Cost In Ohio?

A home warranty can offer financial relief. It helps to manage repair costs. Ohio homes face expenses from harsh weather. The cost of repairs may be unpredictable. A warranty plan offers fixed costs. This reduces the risk of expensive emergencies. The investment is balanced against potential repair bills. It gives you control over home maintenance expenses. The plan is designed to be cost-effective. Every repair is covered under specific terms. The cost is transparent and predictable.

Analyzing the Financial Impact of Repairs

Repair costs can be very high. In Ohio, extreme weather can damage home systems. Replacing a broken furnace or repairing plumbing after a freeze can cost hundreds of dollars. A warranty plan limits these expenses. It offers a fixed annual fee. 

This fee is predictable, helping you budget for the year. With a warranty, you avoid sudden large bills and protect your savings. Every repair is managed within a fixed framework, reducing financial risk. This makes the warranty a wise investment.

Comparing Warranty Costs to Out-of-Pocket Expenses

Repairs can be costly without a warranty, and out-of-pocket expenses may increase quickly. A warranty provides a set cost, known in advance. You pay a fixed fee instead of unpredictable repair bills. Comparing the two shows clear savings. 

The warranty cost is often lower than a major repair, making the plan attractive. It balances risk with affordability. Homeowners get peace of mind by knowing the maximum price. This predictable expense is an advantage. It simplifies financial planning.

Long-Term Benefits and Peace of Mind

The benefits of a home warranty extend over time. Regular maintenance and prompt repairs protect your investment. A warranty plan gives you confidence in managing repairs. You know that service fees and costs are set. 

Over many years, this adds up to significant savings. The warranty also boosts home value and protects against unforeseen expenses. This long-term security is invaluable. Homeowners experience less stress and can focus on daily living. 

The peace of mind is a significant benefit. Over time, this plan saves money and time. It also supports consistent home maintenance, making a home warranty a wise choice.

#1 RATED COMPANY

$150 Off + First Month Free

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Who Oversees Home Warranty Companies in Ohio?

It is essential to know who regulates home warranty companies. Oversight ensures that companies operate pretty well. Regulatory agencies set standards. They check that policies are transparent and honest. In Ohio, state agencies monitor these companies closely.

Regulatory Agencies and Licensing Requirements

State agencies enforce licensing. They check that every company meets strict standards, conduct regular inspections, and ensure that companies follow the rules. Licensing is essential for consumer protection. 

Every home warranty provider must comply. This builds trust and maintains quality. The process is thorough. Companies must submit to periodic audits, which protect homeowners from poor service.

Consumer Protection Laws

Ohio has strong consumer protection laws. These laws ensure your rights are safe, require clear terms and prompt service, and give homeowners legal recourse if issues arise. 

These protections build confidence, ensure that claims are processed relatively, encourage transparency, and hold companies accountable for their promises. Consumers can rely on these rules.

Industry Associations and Self-Regulation

Industry associations also play a role. They set best practices and provide guidelines to help companies improve. Many providers join these associations voluntarily. Self-regulation adds an extra layer of trust and supports fair business practices. 

Associations often offer training for technicians. This benefits both companies and homeowners. The result is better service and higher-quality repairs.

Ensuring Transparency and Accountability

Transparency is key in the industry. Companies must publish clear policies. Regular audits and disclosures are required. This ensures that all fees and costs are upfront. Accountability is maintained through strict oversight. 

Homeowners can see detailed information about every plan. This builds trust. The system is designed to protect your investment. With these measures in place, you can be confident in your choice.

Conclusion: Why a Home Warranty is Essential for Ohio Homeowners

A home warranty in Ohio is a wise investment. It protects your home from costly repairs. The plan covers major systems and appliances. It offers predictable costs and transparent service fees. Ohio’s weather can be harsh. 

This makes timely maintenance crucial. With a home warranty, you gain peace of mind, reduce the risk of expensive emergencies, and enjoy invaluable financial protection in the long run. The right plan supports your home and your budget. For every Ohio homeowner, a comprehensive home warranty is essential. It ensures that your home remains safe and secure through every season.