Home Warranty in Tennessee: Comprehensive Guide for 2025
This comprehensive guide is designed to help Tennessee homeowners make smart decisions about home protection. If you are researching the best home warranty companies in Tennessee, you have come to the right place. This guide explains every aspect of home warranty plans in Tennessee.
It also draws comparisons to the challenges seen in regions like Tennessee . The state faces its own weather extremes, yet many maintenance challenges are similar to those in Tennessee. Home systems in both states can suffer from temperature swings and seasonal wear. This guide covers the top providers, financial aspects, and regulatory oversight to ensure you are well-informed.
Top Home Warranty Providers in Tennessee
Below is a list of the top 10 home warranty providers in Tennessee:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Appliances limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty provides a broad range of protection. Their plans cover major home systems and key appliances. They offer customizable options. The plans are designed with Tennessee’s weather challenges in mind.
- Price: Their pricing is competitive. Plans are affordable. Costs vary by coverage level.
- Service Fee: A modest service fee applies to each claim. This fee is designed to keep costs low.
Why We Picked Elite Home Warranty
We chose Elite Home Warranty because it offers reliable and flexible coverage. Its plans are built to handle sudden repair needs. Its policies focus on clear terms and speedy service. These policies protect against unexpected repair bills, which is crucial in Tennessee, where sudden storms and seasonal shifts can lead to damage.
In addition, Elite Home Warranty has a strong reputation. They are known for excellent customer support, and their network of trusted technicians ensures repairs are handled efficiently.
Their detailed coverage and transparent pricing build trust. Homeowners receive comprehensive protection, making Elite Home Warranty our top pick for Tennessee.
Home Warranty of America
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
Plans, Cost & Coverage
- Coverage: The Home Service Club provides comprehensive plans covering major systems and appliances. These plans also include preventive maintenance options.
- Price: Their plans are competitively priced.
- Service Fee: A low service fee applies to service calls.
Why We Picked The Home Service Club
We picked The Home Service Club because of their innovative approach. Their inclusion of preventive care sets them apart. They help homeowners avoid costly repairs. Their plans are built to meet the needs of Tennessee residents who face seasonal challenges.
Their service is highly rated. They offer thorough assessments and proactive support. Their transparent pricing and reliable repairs build confidence. This dedication to preventing issues makes them a standout provider.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Appliances limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty protects vital home systems and appliances. Its plans can be adjusted for extra coverage and offer flexible options.
- Price: Their pricing is structured to meet different budgets.
- Service Fee: A competitive fee is charged per service visit.
Why We Picked Regency Total Home Warranty
We selected Regency Total Home Warranty due to its flexible plans. These plans offer protection that suits a wide range of homes, cover essential systems, and allow for upgrades. This is important in Tennessee, where weather can stress home components.
Their customer support stands out. They communicate clearly about coverage and fees. They offer timely responses when repairs are needed. This consistent service makes them a strong candidate for homeowners.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: American Home Shield (AHS) provides wide-ranging protection. They cover almost all home systems and appliances. Their plans are comprehensive.
- Price: They offer competitive pricing for various needs.
- Service Fee: A standard service fee is applied per claim.
Why We Picked American Home Shield (AHS)
We selected AHS because it has a long history of reliable service. Its plans are flexible and cover a broad array of systems. They are designed to help homeowners manage unexpected repair costs, and their coverage is comprehensive.
AHS is known for responsive customer service. They process claims quickly and fairly. Their clear terms and reliable network are appealing. This dependable service makes them a strong option for Tennessee homeowners.
America’s First Choice
Plans, Cost & Coverage
- Coverage: America’s First Choice offers extensive protection plans. They cover most major home systems. Their policies include appliance coverage options.
- Price: Their plans are priced competitively. They provide good value for the cost.
- Service Fee: A reasonable fee is applied per repair.
Why We Picked America’s First Choice
We picked America’s First Choice because they offer comprehensive coverage. Their plans are detailed and precise. They have designed their packages to meet the needs of many Tennessee homeowners. Their coverage helps in avoiding high repair costs.
The company has a record of reliable service. They are known for a fast claims process. Their policies are straightforward. Homeowners enjoy the protection and clarity they offer. This reliability is essential when facing sudden repair needs.
ARW Home – American Residential Warranty
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Premium-$45 - $84
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Deductible-$125
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Appliances limit-N/A
Plans, Cost & Coverage
- Coverage: ARW Home Warranty offers plans that cover significant systems and selected appliances. Their policies are customizable, and they address many repair needs.
- Price: They offer competitive and affordable pricing.
- Service Fee: A low service fee is charged for each claim.
Why We Picked ARW Home – American Residential Warranty
We chose ARW Home Warranty because it blends affordability with strong coverage. Its plans are clear and cover essential repairs. It is well suited for the unpredictable weather in Tennessee, and the policies help reduce repair stress.
Additionally, ARW Home Warranty is known for quick service. Their network of technicians is reliable. They make the claims process smooth and understandable. This commitment to quality service makes them a favorite among homeowners.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American Home Warranty covers key home systems and appliances. It provides extended options for extra security and has robust plans.
- Price: They offer cost-effective plans that are easy to understand.
- Service Fee: A nominal fee is charged per service call.
Why We Picked First American Home Warranty
We chose First American Home Warranty because its coverage is straightforward. Its policies are easy to follow and offer solid protection. It understands the challenges of sudden repairs in Tennessee homes, and its plans help homeowners avoid unexpected expenses.
Their customer service is efficient and courteous. They make claims processing simple. Their approach to transparency and value gives homeowners confidence. This dedication to protecting home investments makes them an excellent choice.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Appliances limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services offers complete protection. It covers primary home systems and appliances, and its plans include additional seasonal benefits.
- Price: They provide competitive pricing that appeals to many homeowners.
- Service Fee: A reasonable fee is applied on each service visit.
Why We Picked Cinch Home Services
We picked Cinch Home Services because they deliver consistent and precise coverage. Their plans are designed to address frequent repair needs. They understand that Tennessee homes face sudden weather challenges, and their policies help reduce unexpected expenses.
In addition, Cinch Home Services is known for its quick and efficient responses. They work with certified technicians. Their customer service is prompt and reliable. Homeowners can trust their straightforward approach and transparent fees. This makes Cinch Home Services a dependable option for home protection.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: 2-10 Home Buyers Warranty focuses on protecting essential systems. It covers both structural and mechanical parts, and its plans can be customized.
- Price: Their pricing is accessible. They offer a good balance between cost and coverage.
- Service Fee: They charge a fair fee per repair call.
Why We Picked 2-10 Home Buyers Warranty
We selected 2-10 Home Buyers Warranty because it provides clear and focused coverage. Its plans protect against major repair costs, which is vital for Tennessee homeowners who face seasonal shifts and unexpected breakdowns. Its approach is straightforward and consumer-friendly.
The company is known for its reliability. It offers prompt service and maintains transparency in its policies. Its detailed explanations and honest pricing build trust. This reliability in the face of emergencies makes it a top choice.