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Best Home Warranty Companies in Texas: Comprehensive Guide for 2025

Safeguarding your Texas home against unexpected repair costs is essential, given the state’s unique challenges, such as extreme weather conditions, rising repair costs, and aging homes. A home warranty provides peace of mind and financial security by covering repairs or replacements for major systems and appliances.

This guide delves into the top-rated home warranty providers, their benefits, coverage details, costs, and why a home warranty is a must-have for Texas homeowners.

1 Our Best Choice

Elite Home Warranty

4.9 fourhalf_star
Outstanding
$200 OFF and 1 Month Free. 30-Day Free Trial.
2 Affordable Coverage

Select Home Warranty

4.7 fourhalf_star
Outstanding
Get $150 Off + 2 Months Free + Free Roof Coverage
3 Fast Claim Processing

Regency Total Home Warranty

4.6 fourhalf_star
Excellent
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection

Top Home Warranty Providers in Texas

Here’s a detailed breakdown of the best home warranty providers in Texas, their coverage, pricing, and what makes them stand out.

1 Our Best Choice

Elite Home Warranty
  • Protects repairs for 90 days
  • Attractive money-back guarantee
  • 30-day free trial period
$200 OFF and 1 Month Free. 30-Day Free Trial.
4.9
Outstanding
hwc-logo
(888) 894-6151
2 Affordable Coverage

Select Home Warranty
  • Cost-Effective and affordable Plans
  • Free Roof Leak Coverage Included
  • Fast claims processing ensures quick repair
Get $150 Off + 2 Months Free + Free Roof Coverage
4.7
Outstanding
hwc-logo
(888) 539-7220
3 Fast Claim Processing

Regency Total Home Warranty
  • Unlimited Service Calls
  • Transparent Pricing with No Hidden Fees
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
4.6
Excellent
hwc-logo
(844) 240-8369
4

Liberty Home Guard
  • 24/7 Customer Support with Same-Day Response Time
  • Most Add-Ons in the Industry for Flexible Coverage
  • Easy Claim Processing with Intuitive Mobile App
$200 Off + 2 Months Free + Free Roof Leak Protection
4.7
Outstanding
hwc-logo
855-681-9724
5

Mike Holmes Protection
  • Mike Holmes Protection offers virtual assistance to homeowners
  • Mike Holmes Protection offers round-the-clock services to homeowners
  • The company offers unlimited coverage for systems
$100 Off + 1 Month Free
4.4
Excellent
hwc-logo
866-408-9898
6

America’s First Choice
  • Lifetime workmanship guarantee for all repairs during the plan term.
  • Homeowners can choose their own licensed service technician.
  • Multiple plan options to fit varying coverage needs and budgets.
$250 Off + Free Roof Leak Coverage
4.6
Excellent
hwc-logo
866-203-8901
7

ARW Home – American Residential Warranty
  • Covers systems and appliances regardless of their age.
  • Includes protection for electronic gadgets.
  • Rated A by the Better Business Bureau.
2 Months FREE* on All Plans
4.3
Excellent
hwc-logo
(855) 577-1106
8

American Home Shield (AHS)
  • Transferable to new owners
  • 24/7 Service Requests
  • Generous coverage caps
4.2
Excellent
hwc-logo
(855) 549-2958
9

First American Home Warranty
  • Access 24/7 claim submission with First Premier.
  • Benefit from a broad network of professional technicians.
  • Choose from diverse coverage plans tailored to your needs.
4
Excellent
hwc-logo
(888) 910-2364
10

Cinch Home Services
  • Trust in Cinch's 180-day workmanship guarantee.
  • Enjoy extra benefits like annual AC filter credits.
  • Cover all your home systems and appliances under one plan.
3.9
Good
hwc-logo
(855) 549-2958

Elite Home Warranty Named 2025’s Best Home Warranty Company Nationwide

HomeWarrantyCompanies.com, a trusted resource for comparing top-rated home warranty providers, publishes its annual rankings based on consumer satisfaction, service quality, and expert evaluation. After reviewing more than 25 leading providers, Elite Home Warranty was recognized as the #1 Home Warranty Company Nationwide for 2025. This honor reflects Elite’s proven commitment to delivering reliable coverage, outstanding service, and a customer-first experience. When it comes to protecting your home, Elite continues to set the standard.

Why Thousands of Homeowners Choose Elite Home Warranty?

Elite Home Warranty is not just another option, it’s a smarter choice backed by real results. Here’s what sets Elite apart:

  • Top Rated Customer Satisfaction: 4.9/5 stars across trusted platforms including BBB, Consumera, Google, and more.
  • Affordable Pricing: Competitive rates without hidden fees, inflated premiums, or misleading terms.
  • Fast Claims Processing: 90% of claims are reviewed and processed within 72 hours, with real time updates.
  • Best in Class Coverage You Can Count On: Industry leading coverage benefits and high payout limits, built to actually work when you need them.
  • Award Winning Support Team: U.S.-based customer service and claims concierge care available 7 days a week for fast, friendly assistance.

Is a Home Warranty Worth the Cost in Texas?

For Texas homeowners, a home warranty is more than just an optional service—it’s often a necessary safeguard against the high costs of living in a state with extreme weather, aging infrastructure, and fluctuating repair expenses.

Key Reasons a Home Warranty is Valuable in Texas

  1. Weather Extremes:
    • Texas is notorious for blistering summers and occasional freezing winters, both of which can strain HVAC systems, plumbing, and electrical systems.
    • Repairs for heat-damaged air conditioning systems can cost $5,000–$7,500, while burst pipes during freezes can rack up bills of $500–$2,500. A home warranty ensures these costs remain manageable.
  2. High Repair Costs:
    • Repair and replacement costs for essential systems in Texas are among the highest nationwide due to labor demand.
    • For example, replacing a refrigerator can cost $800–$1,500, while water heater repairs average $1,000–$2,000. A home warranty reduces these costs to a small service fee.
  3. Aging Homes:
    • Many Texas homes are decades old, with outdated systems and appliances that require frequent repairs. A home warranty ensures these items are covered, saving homeowners significant expenses.
  4. Convenience:
    • Home warranty providers simplify the repair process by coordinating with pre-vetted contractors, eliminating the need for homeowners to search for reliable professionals.
  5. Real Estate Transactions:
    • For sellers, a home warranty can boost property appeal and lead to quicker sales. Buyers benefit from peace of mind, knowing their new home’s systems and appliances are protected.

Is A Home Warranty It Right for You?

A home warranty is especially valuable for:

With plans costing $300–$850 annually and service fees ranging from $60–$150, a home warranty offers unparalleled value for Texans looking to protect their homes and budgets from unexpected expenses.

Who Oversees Home Warranty Companies in Texas?

In Texas, home warranty companies are regulated by the Texas Real Estate Commission (TREC). TREC is the official state agency responsible for ensuring that home warranty providers operate ethically, transparently, and in compliance with state laws.

TREC’s Role in Regulating Home Warranty Providers

  1. Licensing and Certification
    TREC requires all home warranty companies operating in Texas to obtain a license. This ensures that the providers meet specific standards for financial stability, service quality, and legal compliance before offering their plans to consumers.
  2. Consumer Protection
    One of TREC’s primary objectives is to protect homeowners by enforcing strict regulations on home warranty providers. This includes overseeing advertising practices, ensuring transparent contract terms, and regulating claim processes to prevent unfair treatment of consumers.
  3. Handling Complaints
    TREC serves as a resource for homeowners who encounter issues with their home warranty provider. If a homeowner experiences delays in service, denied claims, or unresponsive customer support, they can file a formal complaint with TREC. The agency investigates complaints and takes corrective action when necessary.
  4. Monitoring and Enforcement
    TREC actively monitors home warranty companies to ensure compliance with state laws. Companies that fail to meet these standards may face fines, license suspension, or revocation, ensuring accountability across the industry.

Why TREC Regulation Matters for Texas Homeowners

Filing a Complaint with TREC

If you experience issues with your home warranty provider, you can submit a complaint to TREC by:

By overseeing the licensing and operation of home warranty companies, TREC ensures that Texas homeowners are protected and that providers deliver on their promises.

Conclusion: Why a Home Warranty is Essential for Texas Homeowners

Owning a home in Texas comes with unique challenges, from the extreme weather conditions that can strain your HVAC system to the high costs of repairing or replacing essential appliances and systems. A home warranty acts as a financial safety net, helping homeowners manage these expenses while ensuring convenience and peace of mind.

With options like Elite Home Warranty, American Home Shield, First American Home Warranty, and others offering plans tailored to Texas-specific needs, there is a solution for every homeowner and budget. Whether you’re a first-time buyer, a long-term homeowner, or selling your property, a home warranty can provide protection, simplify repairs, and add value to your home.

By choosing a provider regulated by the Texas Real Estate Commission (TREC), you can trust that your investment is safeguarded by industry standards and consumer protection laws.