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Home Warranty of America Review

Name: Home Warranty of America
Brand: Home Warranty of America

Founded in 1996 and headquartered in Buffalo Grove, Illinois, Home Warranty of America provides protection from high home systems and appliances repairs or replacements cost. The company operates in 50 states.

$2,000

Max Claim amount

States Covered

30 days

Guarantee

$2,000

Coverage Limits

Coverage Pricing and more

OFFERS - N/A

Premium - $275 - $695

Deductible - $75 - $100

Review Home
Warranties

2.8/5

Home Warranty
Reviews

3.1/5

Consumer
Affairs

1.1/5

Consumers
Advocate

2/5

Investopedia
Rating

4/5

BBB
Rating

The company offers Premier and Premier Plus plans that cover more than 30 home devices.

Premier Plan
Premier Plus Plan

Premier Plan

Ductwork
Trash Compactor
Sump Pump
Garage Door Openers
Toilets
Water Heaters
Ranges/Cooktops
Ovens
Dishwashers
Built-in-Microwaves
Garbage Disposal
Heating System
Electrical System
Whirlpool Bathtub
Ceiling and Exhaust Fans
Central Vacuum
Doorbells
Instant Hot Water Dispense
Plumbing
Washer-Dryer
Burglar alarm systems
Exhaust fans
Ice maker
Kitchen refrigerator

Premier Plus Plan

Ductwork
Trash Compactor
Sump Pump
Garage Door Openers
Toilets
Water Heaters
Ranges/Cooktops
Ovens
Dishwashers
Built-in-Microwaves
Garbage Disposal
Heating System
Electrical System
Whirlpool Bathtub
Ceiling and Exhaust Fans
Central Vacuum
Doorbells
Instant Hot Water Dispense
Plumbing
Washer-Dryer
Burglar alarm systems
Exhaust fans
Ice maker
Kitchen refrigerator
Cooling system
Comprehensive dishwasher coverage
Comprehensive garage door system coverage

The company offers OrangePlus and GreenPlus upgrade plans that cover additional items such as water softeners and rekeying, heating system replacement, and many more.

Optional Coverage

The company covers a few extra home devices at additional cost. They include:

Septic Systems
Pool/Spa
Well Pump
Second Refrigerators

How Much Does The Home Warranty of America Cost?

The price of HWAs home warranty depends on the size of your property, the type of property, and the state you reside in. On average, the premium ranges from $43 to $52.23. If you opt for additional coverage, the premium may be a little higher. Note that in addition to the premium, you are responsible for paying a trade call fee that starts as low as $100.

What Is A Trade Call Fee?

Depending on your Home Warranty of America agreement, you have to pay a fee when you file a claim or when a technician comes to your home to provide service. This fee is called a trade call fee. In some cases, you may be asked to pay a trade call fee or actual repair cost, whichever is less.

Requesting Home Warranty of Americas Service

When your covered appliance or system malfunctions, you must file a claim. You can do it online or by calling Home Warranty of America phone number 1-888-HWA-RELY. When you file a claim, keep your contact number, make or model information of your faulty device, and your street address handy.

How To File A Home Warranty of America Claim Online?

To file a claim online, visit HWAhomewarranty.com. Click File A Claim and create an account. If you already have an account, login and request a service.

Why Opt For Home Warranty Of Americas Plans?

The company claims to provide the following benefits if you opt for their coverage:

13-month coverage
No age restrictions on home devices
No home inspection required
24/7 online claim process

Red Flags To Watch For

According to Home Warranty of American BBB reviews, you should know the following aspects before buying the companys plans.

The company sometimes doesnt respond to the service requests
The company may not reimburse the amount

Our Verdict

Home Warranty of America is a good option if you want to cover a wide range of home systems and appliances. But if you want to cover only basic home devices or receive a service from your preferred technician, then you can check out home warranty plans offered by other popular companies in the market.

FAQs

Can I renew my HWA home warranty plan?

Yes, you can renew Home Warranty of America coverage. Your plan will be automatically renewed if you choose to renew your contract for 1-year following the expiration of the initial coverage period. After that, your agreement will be renewed only if you notify the company in writing 30 days before the expiration of the coverage period. You can notify HWA by mailing them at P.O. Box 850, Lincolnshire, IL 60069, or emailing at cancel@hwahomewarranty.com.

Can I buy optional coverage after 30 days of the start date of my coverage period?

You can add optional coverage within 30 days of the start date of your coverage period, after which the coverage eligibility will be subjected to a 30-day waiting period.

Can I cancel my HWA contract anytime?

Yes, you can cancel your HWA contract at any time. If you cancel within the first 30 days, you will receive a full refund minus a cancellation fee of the lesser of $30 or 10% of the contract fee, provided you didnt receive any service.